Legal Insurance Blog

January 18, 2024

How Pre-Paid Legal Services Prevent Expensive Consequences

Most of us, at some point, have given thought to what we might leave behind for our loved ones once we pass away. Maybe you have spent time considering who to leave your assets to or even gone as far as to draft a will yourself. However, even the most well-meaning attempts at planning can go awry. This is especially true for a simple will, which can lead to expensive and avoidable consequences. But do not worry; this is where a group legal plan and pre-paid legal services come in to save the day.

It may seem easy to draft, but the truth is that it is not. While a simple will may be enough for some individuals, it can cause costly legal issues for others. These types of wills can be hard to interpret and understand, which can lead to family feuds and lengthy litigations.

January 17, 2024

Prepare Yourself for the Future

by justia.admin

The future is unpredictable, and to be financially equipped to face it, we need to make intelligent choices and plans. This is where employee benefits plans come in. A financial wellness plan is an effective tool that helps individuals reach their financial goals and improve their overall quality of life. This benefit can help you prepare for the future.

January 16, 2024

Protect Yourself from Holiday Defects with Consumer Protection Advice

by justia.admin

We exchange gifts with our loved ones, colleagues, and associates during the holiday season. It’s often a fun and joyous time, but sometimes, despite careful selection and preparation, the bought gifts cannot and do not delight recipients. We sometimes discover in early January that some gifts are flat-out defective and not fit for the purpose they were designed. These occurrences can be incredibly frustrating for those who have high expectations of the gift they receive. There is a way to get reimbursement, but it will require knowledge of consumer protection.

January 4, 2024

Drafting a Living Will is an Excellent New Year’s Resolution

by justia.admin

We often set goals and resolutions to improve our lives as we approach the start of a new year. One goal that many people overlook is creating a living will. A living will, also known as an advance directive, is a legal document that outlines your medical wishes in case you become incapacitated and unable to communicate. While it may not be the most exciting resolution, drafting a living will can provide peace of mind and ensure your wishes are respected in a medical emergency. Preparing a living will is an excellent New Year’s resolution and pre-paid legal services can help.

January 2, 2024

Why Greater Financial Responsibility is the Best New Year’s Resolution

by justia.admin

Welcome to the new year! With the end of the past year and the start of this new one, it is time to reflect on the improvements you can make. If you want to start taking control of your finances, you must elevate yourself to a level of financial wellness that allows you to avoid the stress and uncertainty of money troubles.

December 28, 2023

Drafting A Simple Will is a Great New Year’s Resolution

by justia.admin

The New Year is a great time to set new goals and work on self-improvement. Often, people make resolutions to improve their health, finances, or relationships. However, one area that is frequently overlooked is estate planning. A simple will is an excellent New Year’s Resolution for employees. There are five problems that people can avoid by having a simple will and explain how pre-paid legal services and group legal plans can make estate planning more accessible.

December 26, 2023

Managing Your Credit Cards for Financial Wellness: 5 Tips to Consider

by justia.admin

As we start a new year, we must consider improving our financial health and wellness. One area that requires special attention is credit card management. Credit cards have become ubiquitous, but getting into trouble with them is too easy. Misuse can lead to high-interest debt, fees, and a negative impact on your credit score. We will give you five tips for managing your credit cards in the new year so you can enjoy the convenience of credit cards without jeopardizing your financial wellness.

December 22, 2023

Relieve Stress with an ID Theft and Credit Monitoring Benefit Plan: 5 Examples

by justia.admin

Have you ever experienced the anxiety that comes from having your personal information compromised? Identity theft is a growing concern in today’s digital age, and it can be frightening to think that someone may be using your name, social security number, and credit information for their own gain. Fortunately, many employers now offer their employees ID theft and credit monitoring benefit plans. These plans provide peace of mind and offer practical solutions to help prevent and resolve stealing-related issues. An ID theft and credit monitoring benefit plan can relieve stress and protect you and your family.

December 14, 2023

Consumer Protection Assistance is Essential in a Group Legal Plan

by justia.admin

As an employer, you are responsible for providing your employees with a comprehensive benefits package that includes healthcare, retirement plans, and even legal assistance. However, most employers need to pay more attention to the importance of consumer protection assistance in a group legal plan. This assistance provides employees with valuable support and resources when dealing with consumer issues like fraud, debt collection, and identity theft. Consumer protection assistance is essential and can benefit the employer and the employee.

December 12, 2023

Responsible Spending During the Holidays

by justia.admin

The holiday season is a time of joy and cheer, where families and friends come together to celebrate and exchange gifts. However, with the excitement of the holidays, it is easy to overspend and end up with a mountain of credit card debt. For most people, the holiday season is a tremendous financial strain that can take months to recover. But it does not have to be this way. A financial wellness counselor can help you create a holiday budget to maintain limits on gift spending.