There is still a lot of activity in the American real estate market, and prices are projected to keep rising in some markets well into 2022. House buyers do not want to wait and want to get that home of their dreams. One significant challenge for someone who never bought…
The idea that young employees live a carefree life is a fantasy. These folks are learning to adjust to life outside the dormitory that is not always easy. Managing money is a stressful challenge for them. It is not because they are not making enough money. On the…
It is beginning to look a lot like Christmas if you believe in retail stores. Some are starting to get the decorations out and are planning their holiday campaigns. It is a time of love and giving. But unfortunately, Christmas is also a time when credit cards get maxed out.…
We have all faced some tough times recently, but not all of us are in financial trouble. Many are being paid a good wage and can pay their bills. They are not the ones who desperately need help, but they do appreciate some guidance. An employer gains employee loyalty when…
Young employees are facing a severe test that they may have never dealt with before. The stimulus checks helped bridge any financial gaps, and the eviction moratoriums enabled them to stay in apartments rent-free. Well, the party is over. The Supreme Court decision on evictions helps landlords but does little…
College debt is not something anyone wants to deal with, but those who have outstanding balances must face those figures. College is now a life experience that carries a cost that may take years to pay. The figures are as large as a mortgage. Young employees and even those with…
It is easy to be afraid in a pandemic. Health becomes a priority, and people try to be as careful as possible. It is a brilliant idea to get vaccinated, but there is more to dealing with health issues than a shot in the arm. People will be confronted with…
We have all been through some very tough times. There was a point when people felt the world was ending and there was no hope for any future. Granted, COVID-19 is still here, but we also have the vaccines to combat the disease. So, things are getting better, but there…
The recovery from the COVID-19 pandemic has been a rocky road for some employees. They may have been having financial problems before the crisis and got a reprieve with the stimulus checks. Not having to pay apartment rent or school loans might also have helped. However, any holiday from financial…
If there was anything good that came out of the 2020 COVID-19 crisis, it was the reduced credit card debt. A study conducted by WalletHub showed that Americans reduced their credit card debt by $82.1 billion. It is a significant improvement, but the national credit card problem remains, and it…