Employees need help putting their finances in order. The economy has endured a rollercoaster ride on an epic scale for more than a year. People were furloughed, struggled to make ends meet, and found their bank accounts slowly diminishing. Stimulus checks helped, but there still is a lot of work…
We must accept credit cards as a financial fact of life. The plastic does not pose a problem except when credit card management gets out of control. People may think they know what they are doing. However, one mistake is sufficient to show them that they do not. It Rarely…
Commencement ceremonies are going on all over America. While COVID-19 has disrupted many college experiences, the graduation festivities are there to remind young people that all their hard work finally paid off. While the lucky have landed some good-paying jobs, many graduates face the real world with a sizable amount…
COVID-19 placed many homes in financial jeopardy. Extended furloughs required people to rely on savings and 401(k) plans to ride out the storm. The stimulus checks were able to prevent many people from falling into economic ruin. Sadly, the situation was already so desperate for some that no amount of…
This might seem strange to think about, but COVID-19 makes it easier for organizations to innovate and try new strategies. Remote working is now the standard working environment, and telehealth is no longer a group health benefit novelty. Employers are ready to take risks to ensure better productivity, and the…
Employee benefits provide service and an opportunity to learn how to get rid of bad habits. Health insurance teaches an employee to be more concerned about his or her physical condition, and a 401(k) program encourages a person to think about the future and saving for retirement. Countrywide offers a…
We are moving into the Second Quarter, and those New Year’s resolutions are being gradually completed. The objective for the First Quarter might have been paying off those Christmas bills and some other debts. The COVID-10 stimulus checks helped, and now is a great time to address another 2021 goal,…
Organizations may be forced to make tough decisions in the coming weeks. Figures from the first quarter can make cost reductions necessary. Employee benefits will be a target for budget cuts. Employers with health benefits will use deductibles and premium increases to control the rising medical costs. Sadly, some organizations…
Renting an apartment is not fun. You are restricted by what the landlord wants, and you can expect to be inspected now and then. The landlord can be so obnoxious that you cannot wait to move on. Buying a house seems to be a good option. Employees who are doing…
Those in school will be returning from spring break, and those who are graduating are wrapping things up. Everyone is hoping that after all those quarantines, life will return to near normal. COVID-19 caused some changes, but they were expected. The students might be back in the classrooms, and most…