Nothing lasts forever, and that includes hard times. We all have endured quarantines and other sacrifices for over a year. Now we have the vaccines and COVID-19 figures are going down. It is time to plan for the financial future. Readjusting Almost Everything The stimulus checks helped, but these economic…
Employees appreciate benefits that have obvious value. The assistance an employer gives, which helps with a challenge or improves a person’s well-being, is what employees enjoy. Countrywide Pre-Paid Legal Services has one that is more than worth the cost. House Buying Weather Spring is a time when real estate agents…
There is a rite of passage for many young employees: getting off their parent’s health plan. Those young people now have employer-based health coverage and taking responsibility for personal well-being is a significant step forward into the adult world. It can also be a headache. Welcome to the EOB The…
COVID-19 is a fantastic teacher. Management has learned so much from the pandemic experience and discovered ways to make employees more productive. One discovery is that remote working does improve the figures. People enjoy working from home and there have been performance increases. Nevertheless, there are some challenges regarding remote…
We have been fortunate with the stimulus checks, but we have undoubtedly seen the last of them. Many used the money to pay down credit card debt, but there are still people in credit trouble thanks to the pandemic. Coping with Costs Consumers got used to delivery service during the…
Deductibles are renewed on January 1 for most medical plans. This means an employee will have to pay as much as $5000 out-of-pocket before the full medical benefit kicks in. Anyone who starts an expensive medical treatment that overlaps the years pays the 2020 deductible and must pay the 2021…
An organization employs people from different demographics. Each employee has a set of skills and works hard to meet goals. Senior employees, those over age 50, bring a wealth of knowledge gleaned from experience. Management needs those people to be productive, and smart executives try to remove any roadblocks. Older…
It is exciting to purchase that first house. The buyers can move out of cramped apartments and into larger spaces with a yard. The new owners can put down roots and even start a family. The house is a sign of financial wellness, but caveat emptor (let the buyer beware!)…
Remote working is the new normal for thousands of people. They are working from home and are enjoying the change of scenery. Management likes the results. Studies are showing increases in efficiency and productivity caused by working from a distance. This is a workplace condition that will not end with…
COVID-19 has been rough on personal finances. All levels of government stepped up to help and their efforts did ease the burden. Support included stimulus checks, interest-free forbearance on federal college loans, and moratoriums on evictions. It has been great, but there is a catch: all of this will end…