A house purchase is a significant event in most lives. The buyer goes into mortgage debt that is two or more times his or her annual income. Young employees want to have a house but worry about what to do to get one. Ignorance Creates Anxiety An employee…
The holiday shopping season is about to begin. Many people are excited and a little Christmas spirit helps get folks out of a funk. Some employees, unfortunately, are profoundly depressed and worried. These have personal debts, which have stressed their budgets to the breaking point. They face bankruptcy or foreclosure.…
It is the start of the benefits enrollment period for many organizations. Employees are busy either enrolling in a new employee benefit or renewing their status. The medical benefit is the one that concerns people the most. It has the potential to be a significant protector of a person’s financial…
Remote workers are learning to cope with the challenges of being away from the office. They know how important it is to check in frequently and try to connect with their team. Remote workers do face a lot of anxiety about money. They get concerned that an emergency may cause…
Making money is always exciting but managing it can be frightening. Employees appreciate being paid and, ordinarily, the wages received are sufficient to cover daily living expenses. Managing financial resources should not be difficult, but sometimes people lose control of their money, which creates problems. How Is It Being…
COVID-19 has changed the working lives of many Americans. The workplace has become a space where facemasks, sanitizers, and newly erected cubicles are used to make people safer. Remote working, doing your business from home and not the office, looks appealing, but it has its drawbacks. Organizations are starting…
People are living through some hard times and may have seen their finances stretched to the limit. Mortgages, rent, credit card balances, and emergency medical bills have made life almost unbearable. Some are facing bankruptcy and others have no choice but to file for it. Outside help in ending…
Folks run into cash problems because of poor money management. It does not always happen that they are not making enough money, but their wages are not well managed. Becoming a better money manager will take an awful of stress off an individual’s shoulders and allow that person to have…
The national housing market is currently going gangbusters. Sales and prices are going up and there is a strong demand for houses, fueled by low mortgage rates and a desire to own property. The pandemic has made some alterations to what a buyer wants. Extra rooms make a house…
College graduates are getting a well-appreciated reprieve from college loan payments. The government is permitting a payment holiday for federal college loans, which reduces the stress on personal finances. This holiday, unfortunately, is short-term. Financial obligations will return later. A Heavy Load College loans are a dark cloud…