Employees want to have a comprehensive benefits program for their employees. Benefits that complement each other are more cost-effective and people are more likely to take advantage of what their managers offer. Millennials and those just graduating from college need help with their college debt. Furthermore, they need to find…
Credit cards are a major part of American commerce. People try to use credit cards as little as possible and some will try to do without credit completely. This is almost impossible. Emergencies arise that require the use of credit and retailers encourage the use of credit cards with special…
A major threat to financial wellness is panic. A person gets a sizable bill in the mail and his or her anxiety spikes. A hasty decision is made that only makes matters worse. One source of alarm is medical bills. A One-Two Punch Healthcare costs are not going down despite…
Many think owning a home is just a dream. Real estate is not cheap and there are other debts which strain an individual’s finances. Countrywide Pre – Paid Legal Services wants to help make owning a home possible. “Make Your Move” Teaches Home Buying Real estate is a market with many…
Debt is something we need to expect. People use their credit cards or take out loans to cover expenses when they occur. Trouble will surface when compulsive spending becomes a habit, or an emergency happens. Not everyone knows how to handle desperate situations and their financial wellness is affected. The…
Students will talk about their post-graduation plans and what jobs they would like to have. They have wonderful objectives but not all of them understand the challenges life will present. The real world can be a shock to any new graduate The College Debt Pit Colleges are becoming increasingly more…
People always have the best intentions. They want to keep credit card debt under control, make necessary payments on time, and save for a rainy day. It’s sad, but the road to ruin is paved with good intentions. Establishing and maintaining financial wellness requires effort. More Than Good Advice Many…
Parents warn their children about financial emergencies. They advise the youngsters to put money aside not just for rainy day but for unexpected expenses, as well. This is commonly ignored wisdom. People are compulsive spenders, and many will not budget their cash. Everything is fine until disaster hits. An emergency…
Financial woes cause considerable anxiety. The debt from college loans or a medical emergency generates feelings close to panic. It doesn’t have to be that way. Financial wellness can be achieved and maintained by following a few general rules of proactive conduct. Never Take Counsel of Your Fears The college…
School days are not over for some employees. A few may still be finishing up a Baccalaureate degree and others are just beginning a Master’s program. An organization’s educational system program may not cover all the expenses. An employee may have to pay the lion’s share of tuition and it…