The price of houses is beginning to rise, but people are still looking to buy. Property is something many want to own, but financing isn’t always easy. The purchase of any house is a major decision and requires careful consideration. The nature of property does not make this easy. Real…
Medical bills don’t appear to be such a great problem at the end of the year. The deductible for the year is ordinarily met and medical insurance picks up most of the tab. Nevertheless, there is a lurking problem for some folks. Treatment on various injuries or illnesses can span…
Millennials know better than anyone the anguish caused by college loan debt. It takes away from the happiness that surrounds graduation. A recent graduate within six months faces payments on a loan obligation that can be five or six figures. The hit to financial wellness can be demoralizing. There is…
Financial wellness weighs on a person’s mind. Whether funding a house is affordable or how to best meet unexpected bills is going to haunt person’s thoughts. It helps to have some assistance from a group of professionals. Those veterans can point out how to manage finances better and meet costs…
Debt is something every consumer deals with every day. We rarely carry cash and plastic cards are a preferred means of payment. Few people care about the interest rates charged and most pay the minimum required each month. Everything can go south when a major crisis arrives and threatens financial…
The standard medical deductible has slowly risen over time. It is understandable because organizations want to keep their medical costs under control. Younger employees might not notice this. They are healthy and do not use the group health insurance that often. Older employees do, and their medical bills can consequently…
Few people can be accused of spendthrift habits. Most do the best they can to economize and keep expenses down. A sudden shock can disrupt financial wellness. A mountain of debt can, without warning, spring up. Debt Rises from Various Places College graduates know how this happens. The grace period…
Plastic makes life convenient. Folks do not want to carry around a lot of money. Credit cards take the place of cash and encourages shopping, sometimes to the point of binge purchases. People forget about the double-digit interest rates and their credit card debt begins to jump. The danger to…
Open enrollment is beginning for many organizations. Employees will have the opportunity to sign up for medical insurance or make changes in their current coverage. Many people enter this feeling depressed. Their employer might be raising premiums or deductibles. The employer share of certain medical procedures could be reduced, requiring…
We understand how organizations do not want boutique employee benefits. These are trendy and flashy, and their ability to attract and retain good employees is questionable. Countrywide Pre-Paid Legal Services has been offering employee benefits for more than 30 years. We know how important it is to offer benefits people…