Money does matter. It is central to any independent living and younger employees find that out in a hurry. These employees might not have a good idea of how to handle cash. They are receiving their first sizable paychecks and are uncertain what to do. It could happen that…
Quite a few people have found themselves in financial trouble since the Great Recession of 2008. They are still trying to recover from the losses and some are deep in a financial hole. Debt brought on by many circumstances will put enormous pressure on individual employees. Their financial wellness is…
Learning is not always easy. Too many people are forced to learn life’s lessons the hard way. It is especially true when it comes to financial wellness. There is a new generation of employees, the Z Generation, coming out of colleges and universities and ready to work. They have great…
No one should assume their group health insurance covers everything. It doesn’t. There are certain medical procedures the plan will not pay. There are other kinds of healthcare where the insurance company will pay only a fraction of the cost. Combined with a high deductible, a person’s financial wellness may…
Graduation is a special time for any student. The long hours and the sacrifice paid off and the individual will walk down the aisle in front of a proud family towards the diploma. This needs to be a time of celebration but that is not always the case. Too many…
Millennials and recent graduates take center stage in a lot of business discussions. They certainly are important, but they are not the only people in the office. Middle-aged employees can be found in cubicles and on project teams, contributing their knowledge and experience to the youth and enthusiasm of other…
Millennials have a good reason to celebrate a job offer. It is perhaps the first real job they have ever had, and it means a regular paycheck. Everything seems to be going just right until a certain bill comes into the house which can threaten their financial wellness. It is…
Older people often accuse Millennials of being irresponsible and spendthrift. They frown at some of the things that Millennials do and believe these younger people do not understand value. Millennials do care about their money but there’s something different about our society that wasn’t there 20 or 30 years ago.…
It is almost ironic how a person’s financial wellness is affected by health. What appears to be a robust bank account, full of savings, can be depleted by one hospital bill. It can come as a shock. People take for granted that their medical coverage will take care of much…
Let’s face it, social media is a blessing and a curse. The platforms allow us to access a world of opportunity and knowledge. They also invite us to increase our debt, by making it easy to purchase items that we may not necessarily need. The same is true for…