Christmas has come and gone, leaving wrapping paper all over the floor and boxes waiting to be tossed out. It is no secret people enjoy this holiday and they want to be generous with family and friends. A person may become a little too generous and overuse the credit card.…
It is a Sensible New Goal The New Year is approaching and now is when many people create New Year’s resolutions. Some of these goals for 2018 include matters such as clearing up credit card debt, getting a better handle on student loan payments, and finding ways to work with…
Financial Welfare of Beneficiaries is Protected Financial planning is not for the living alone. You should think about how you will disburse your assets during your life, but you also need to consider how money and property will be divided after you are gone. Too many people forget that…
It Can End Employee Worry You may think of financial wellness is not important, but MetLife disagrees. A survey conducted a few months ago by this company indicates that employees are increasingly more concerned about financial wellness. It is a benefit trend that may be picking up speed in…
Countrywide Offers Proactive Strategies College students often live in a ramen noodle atmosphere where money is scarce. It comes as a pleasant shock when the same people land their first real job and start getting paychecks. Flush with cash, they start spending, and the spending can get out-of-control. Reality…
Payments can be met Employees generally like the employer-sponsored group health insurance. They appreciate the assistance given with medical expenses, particularly catastrophic bills. Employees grumble, however, about the deductibles. The deductibles in most employer-sponsored group health insurance policies have been rising steadily over the last few years. They’re at…
Expert Advice Makes It Easy College loans have a time trap. Certain loan programs allow for a fixed period of time to get a degree. If a student’s time in school is accidentally prolonged due to being closed out of a class, it doesn’t matter. Loan programs also…
Plastic Creates Havoc Folks love it when things are easy. Convenience is desirable, and people take advantage of it whenever possible. Expediency is the reason why people use credit cards so often. No one has to worry about carrying large amounts of cash, and all it takes is a…
People should know about the value of their holdings Assets are going to change in a working career. It is not just collectibles but financial matters such as insurance, stock investments, annuities, and other important things that pertain to financial wellness. It happens too often that these gather dust.…
A Financial Emergency Can Be Managed Personal finances stymie some people. They might make good money, but their expenses have gotten out of hand. This happens if a person has quite a few credit cards and perhaps a student loan or medical deductible expenses as well. The result can…