Professional Counselors Know Credit Card Debt The Christmas holiday is over and people have packed up the holiday decorations and thrown out the boxes. It is time to get on with the new year but Santa Claus left something behind. Many people use credit cards to purchase presents and for…
There are several ways to help people Getting into financial trouble is easier than you think. Medical insurance deductibles are often as much as $5,000, and student loan debt can take a bite out of a paycheck. It often happens people are simply overwhelmed by the number of credit card…
It is a Solution to a Pressing Problem Personal finances can be very complicated. The individual may have an auto loan, mortgage, credit card debt, and a student loan on top of everything. Challenges arise because of a multitude of obligations. A person may forget a credit card payment because…
It Doesn’t Have to be a Life Long Burden College is not always a happy experience. There are many long hours late at night and lots of stress over grades. It would be nice if that anxiety ends on graduation day but it does not. Most college graduates are saddled…
These Employees Need Help Being a single parent is never easy. This person does the work of two individuals in raising a family. It often happens that a single parent must deal with public agencies. This maybe for matters such as educational assistance for children, special programs, or other forms…
It Will Lower Stress Levels A popular New Year’s resolution for many folks is to get their financial wellness in order. It’s very sensible, and people start out with the very best of intentions. The problem is that these good intentions are often dropped after weeks into the new year.…
The Landlord Does Not Always Get It All Every renter knows what a security deposit happens to be. It is the amount of money paid upfront and placed in escrow to pay for damages while that person is renting the property. Many states have laws covering how security deposits can…
There Comes a Time for Payment The holiday season is a time when people enjoy going shopping but this is not the case for many millennials. They are faced with a burden which makes them put on hold a lot of small expenses. College debt for many it’s about…
ID Hackers Are a Problem Christmas shopping is now getting into full swing. You don’t want to head out to the shopping mall and fight the crowds, so you decide to use a retail website instead. You’ve always been told these are very secure and you have no problem sharing…
We do not yet know what the future is going to hold for health insurance. There’s been talk of amending the Affordable Care Act, if not doing away with it entirely. No matter what Congress decides, many people are faced with the deductible on their insurance policy. This can be…