The first experience many people have with government service is being placed on hold. This is not because some social worker is going on a coffee break, but the individual has accidentally contacted the wrong office. It happens when people do not understand how to get through all the various…
Financial wellness is quickly becoming a major topic in the benefits industry. The after effects of the 2008 Recession, with its crushing impact on mortgages and credit cards, is one of the reasons for decision-makers to look at a means of helping employees with business advice. Millennials are saddled with…
There are Other Ways Out of Debt Trouble A recent college graduate does not always have the tools necessary to deal with financial challenges. College debt is a major issue. Many people leave college with debt well into the five figures and are not quite sure how to…
Debt problems do not always result from one major bill. Ordinarily, a person runs into problems paying many obligations, including mortgages, auto loans, credit cards, and student debt. While paying the minimums is one strategy the money must be set on time. If it isn’t, penalties will be assessed. It…
Millennials will work at minimum wage jobs until they graduate. All of them feel a great sense of relief and satisfaction when they get their first full-time paycheck. It is an amount of money they only dreamed of before, and they are very excited. However, the additional income has…
Pre-paid legal services will usually cover some essential needs. Drafting a will or helping with government agencies is something that anyone can expect. However, there are times when special types of legal expertise are needed. It may be above and beyond what an ordinary attorney can do. A group…
Medical expenses terrify many people. Simple surgeries which may help a person are avoided because of the dread of the cost. With deductibles ranging up to $5000 or more, this anxiety is understandable. The financial wellness of many people hangs on the ability to pay those bills. Confusion Will Create…
A chalk board with the words problems and solutions The Internet is remarkable, but even cyberspace has limitations. There are times when people want to talk and interact with a human being. It applies in particular if there are legal issues. Unfortunately, not all group legal plan services do that.…
Home Buying Education Helps Buyers Model house in woman’s hand The Information Can Save Thousands Not everybody is in a financial wellness crisis. Most people have their finances well in hand and are making needed payments. The same people may need advice on major expenses they’re contemplating. Buying a…
The Need to Forgive Yourself A chalk board with the words problems and solutions Financial Problems Come from All Places Getting into financial trouble can be very embarrassing for an employee. He or she is an adult and wants to be taken seriously but has run into…