Consolidation is not as simple as some claim The last few years were a financial disaster for many Americans. It was not just the loss of a job but the loss of the annual pay raise which cut into the livelihood of many families. A result was over dependence on…
Errors are Fairly Common Every young new hire counters something he or she may never have experienced before: a sizable paycheck. This new person to the workforce may be making more than his or her parents ever did and it can be a significant life change. The kind of money…
Failure to Pay Has Consequences A rather sobering statistic has just been reported. Roughly 40% of all college graduates who have student loans outstanding are not making the payments. For whatever reasons there may be, this is more than serious. Some people may not know what they are jeopardizing their…
Help with Credit Cards Stops a Free Fall We now and then fall into bad habits. Some of them are easy to shake off, but others are going to linger for quite some time. The abuse of credit cards is a seriously bad habit for people to fall into. It…
We all have to accept the fact our time on earth is limited. There will come a point when our lives end, or we might be in a comatose medical conditions. The final days of a human being can be traumatic for survivors. What can be even more heart rendering…
Helping to Relieve Stress A big worry for a lot of employees is the family budget. It is trying to stretch dollars to meet all the bills that can frustrate the person. This can lead to domestic difficulties which detract from work. The trouble can be a strain on a…
Financial Issues Are Sorted Out Financial wellness is not just an issue for younger employees. Those who are getting closer to retirement age have a very real concern about their finances. Once they retire, they will be living on a reduced income. Credit card debt and other responsibilities can make…
The Total Amount Can Get Out of Hand Credit cards are convenient and they become a way of doing all kinds of business. This may not seem like too much of a problem, but it actually can be quite serious. We often reach for the plastic when we are…
It Doesn’t Have to be a Life Long Burden College is not always a happy experience. There are many long hours late at night and lots of stress over grades. It would be nice if that anxiety ends on graduation day but it does not. Most college graduates are saddled…
These Employees Need Help Being a single parent is never easy. This person does the work of two individuals in raising a family. It often happens that a single parent must deal with public agencies. This maybe for matters such as educational assistance for children, special programs, or other forms…