When faced with a large medical bill, the first instinct may be just to pay it. But if you are like most people, you cannot afford to pay for healthcare out of pocket. That is where medical bill negotiation comes in. By negotiating your medical bills, you can reduce the…
If you are a first-time house buyer, congratulations! Buying a house is one of the biggest—and most exciting—milestones you will ever reach. That said, it is not without its challenges. A lot can go wrong, from producing a down payment to dealing with unexpected repairs. These issues might affect your…
According to a recent study, nearly 60% of Americans have struggled to pay medical bills in the past year. With the inflated cost of healthcare, it’s no wonder so many people are struggling to keep up with their medical expenses. If you are one of the millions of Americans who…
In today’s world, protecting your financial wellness is more important than ever. Financial health means being in control of your money and having the ability to meet your goals. You can do many things to protect yourself from sudden emergencies. Some Ways to Do It Review your expenses and make…
The prospect of a bankruptcy filing can be a major shock to the system. People are justifiably worried because of the consequences to their financial wellness of having to go into bankruptcy. It is a sobering situation, but it does not mean you cannot survive. An individual must be mature…
The inflation rate did go down last month, but we are still experiencing rising prices, more than we have dealt with for decades. So, these can be challenging times for those who use their credit cards. Telling people not to use credit cards is unrealistic. Most in-store shopping is done…
Some excitement has been generated by the recent decision of the Biden Administration to cancel billions of dollars in college debt. People are hoping that the government will make the final big decision to cancel all the debt held by college graduates. It sounds like a great possibility, but we…
Medical costs scare people. They might be small prescriptions or extensive therapy sessions; either can cause anxiety. Anyone over 50 years knows the cost of staying healthy can be steep. Be a Proactive Consumer Folks often feel resigned to paying hefty sums and instinctively reach for their credit cards to…
There are many anxious moments in money management. People understand the importance of being responsible, but unexpected emergencies happen. These hit a person’s budget like a tidal wave and create stress. The challenge is not knowing what to do. Adults can manage ordinary expenses, but medical treatment is expensive, and…
Bankruptcy is not always caused by reckless spending. There are situations when credit card abuse does not play a part in a person’s downfall. It can take a significant bill or a series of major expenses to cause a collapse. The Price of Healing Medical bills are a major…