Credit cards rule the domestic economy of many households. Few people want to carry a lot of cash, and credit cards have always been convenient for buying things. However, the pandemic caused people to shop online, using their plastic to purchase essentials in addition to gifts. As a result, many…
Apprehension and panic are what many people feel when they go to their mailbox. There could be an invoice waiting for them that will require thousands of dollars to pay. It is a medical bill for a procedure or a program of therapy. The amount can keep a person up…
The United States is currently experiencing inflation that has not been seen in 40 years. Everything costs more, especially food and gasoline. What is sobering is to know that inflation is outpacing pay increases. The rising costs make people feel anxious and worried about their finances. It is a challenging…
Right now is the calm before the buying storm. It will not be long before the real estate market starts booming with activity as people look for that special place to settle and raise a family. Springtime can be a season of discontent, however, for those not prepared. A first-time…
College debt is not only a problem for recent graduates. Many employees are still struggling to pay off their education bills, which seems hopeless for some. College debt may be only part of an overall bleak financial picture. It is the size of the payment obligation that many times causes…
The 2021 Capital One CreditWise Survey shows that nearly three-fourths of those surveyed consider finances to be the most stressful part of their lives. We could not agree more. Money is on everyone’s mind. Quarantines and Stimulus Checks The past two years have caused incredible changes in the financial habits…
Employees need help with their money, and they appreciate anything an employer can do to help with personal finances. Creating a personal budget is something many need help in developing. It seems odd for an older person, but a newly hired employee, fresh out of school with excellent technical skills,…
People will do the best they can to stay financially stable. But unfortunately, there are times when their best is not good enough. Bad things can happen because of the layoff or unexpected debts. For example, credit cards get out of hand, and homeowners can no longer meet mortgage payments.…
Everything starts fresh in the New Year. The budgets are approved for 2022, and programs are starting everywhere. It can be stimulating except for people with health problems. The group health insurance deductible is renewed, and it must be paid first. Folks can get very worried about healthcare costs. Surgery…
Many people are tired of renting an apartment and would love to have a home of their own. It does not need to be anything fancy; a three-room bedroom and two bath house is plenty. The challenge a person faces is a lack of understanding of the real estate market.…