Group legal plans offer a variety of services to clients and their employees. Sometimes, these benefits are helpful, but unfortunately, there are situations where the services come up short. The difficulty lies in needing more help. The secondary benefits inherent in a group legal plan add superior quality to good…
Warranties are intended to help consumers. These are agreements where repairs are covered for a certain amount of time. Warranties ordinarily cover big-ticket items such as washing machines. Automobile warranties are offered at the time of purchase, and a buyer is encouraged to consider purchasing one for their new car.…
Thieves are not stupid. They are clever scoundrels who want your financial records, your cash, or both. They can be ingenious little devils. One trick a thief will use involves the U.S. Post Office. A blue postal drop box is designed to receive a lot of mail and it is…
Many organizations offer a retirement planning benefit. It is a good idea, and older employees appreciate having it. A comprehensive retirement program is the best way to go. A quality plus retirement planning benefit would include living wills. No one enjoys thinking about death, but a final illness or terminal…
Consumer protection is a government service that covers more than faulty products. Misleading advertising, unfair pricing, and vague refund policies are also covered. It is all intended to safeguard a consumer from unethical practices. It is a great benefit, but consumer protection can be confusing. The Basics of Consumer Protection…
Young employees ordinarily are not too interested in writing a will. That is something for older folks to do and those in their twenties feel they have a lot of living ahead of them. We understand that, but we must remind people that while they may be young, they may…
There needs to be more to an employee benefit than a statement of good intentions. There must be a noticeable quality to whatever service is provided to employees, or else the time, money, and effort expended on the benefit are wasted. The vendor must provide how superior quality is…
It should be on every person’s bucket list, but a will is ordinarily the last thing considered. It is a tough assignment because it causes people to recognize their mortality. Nevertheless, a will is a document that has its advantages. It is a principle of financial planning that experts strongly…
There is no question that merchants love warranties. They are the little extra that is added to the sale of a product and increases the profit derived from the original purchase. There is nothing wrong with warranties if you know what you are getting into. Unfortunately, many consumers do not.…
Many people get upset with government agencies. Whenever help is needed, there is some excuse not to give it. The delays and red tape make people give up on applying for government help. That is not the best idea. There are services available from Social Security or the Veterans Administration…