When someone is diagnosed with a terminal illness, their loved ones are often left to make difficult decisions about their care. A living will provides guidance for these decisions and helps to ensure that medical treatment preferences are carried out. The living will allows families to make it through challenging…
When faced with a large medical bill, the first instinct may be just to pay it. But if you are like most people, you cannot afford to pay for healthcare out of pocket. That is where medical bill negotiation comes in. By negotiating your medical bills, you can reduce the…
Employers should encourage employees to have their legal documents reviewed by an attorney. This is a cost-effective way to ensure that employees know their rights and responsibilities. The documents most commonly examined are wills, powers of attorney, and healthcare proxies. Having these essential documents in proper order can help reduce…
If you are a first-time house buyer, congratulations! Buying a house is one of the biggest—and most exciting—milestones you will ever reach. That said, it is not without its challenges. A lot can go wrong, from producing a down payment to dealing with unexpected repairs. These issues might affect your…
According to a recent study, nearly 60% of Americans have struggled to pay medical bills in the past year. With the inflated cost of healthcare, it’s no wonder so many people are struggling to keep up with their medical expenses. If you are one of the millions of Americans who…
Inheriting a loved one’s estate can be a complex and emotional process, made even more complicated when the deceased does not have a will. This situation is known as intestate succession, which can create challenges for the person overseeing the estate. If you find yourself in this position, you should…
In today’s world, protecting your financial wellness is more important than ever. Financial health means being in control of your money and having the ability to meet your goals. You can do many things to protect yourself from sudden emergencies. Some Ways to Do It Review your expenses and make…
Group legal plans offer a variety of services to clients and their employees. Sometimes, these benefits are helpful, but unfortunately, there are situations where the services come up short. The difficulty lies in needing more help. The secondary benefits inherent in a group legal plan add superior quality to good…
The prospect of a bankruptcy filing can be a major shock to the system. People are justifiably worried because of the consequences to their financial wellness of having to go into bankruptcy. It is a sobering situation, but it does not mean you cannot survive. An individual must be mature…
Warranties are intended to help consumers. These are agreements where repairs are covered for a certain amount of time. Warranties ordinarily cover big-ticket items such as washing machines. Automobile warranties are offered at the time of purchase, and a buyer is encouraged to consider purchasing one for their new car.…