The inflation monster is now awake after a decades-long nap. Recent figures suggest that the rising costs of almost everything will not go away soon. The next couple of years, and indeed the next couple of months, will be hard for many Americans. They are going to be paying more…
Every year thousands of people from foreign countries come to the United States as legal immigrants. They have their visas, and they have the authority to live in our neighborhoods. American business benefits significantly. These newcomers bring skills and knowledge used to increase profit margins and accomplish corporate goals. However,…
Group legal plans impress on prospective clients the quality of their services. These vendors do not hesitate to point out their lawyers and how these professionals will help an organization’s employees. It can be embarrassing to recommend a referral outside of the network; it can be viewed as an admission…
No one goes bankrupt intentionally. However, people get into dire straits with their finances because of their problems managing the debt they acquired. Sizable debt rarely occurs overnight, and some debt is legitimate, such as mortgages or auto loans. A major invoice, such as a medical bill, comes in the…
Nobody wants to think about death. It will happen to us, but many do not want to think about dying or prepare for that final day. They are hesitant to write a last will, even though it can spare their loved ones a lot of grief. Some of the reasons…
The pandemic hit personal finances in one way or another. Thankfully, stimulus checks and other forms of assistance got most of us through. But unfortunately, employees are now confronted with just as difficult as the quarantines: rapidly rising inflation. The rate of price increase is swallowing up most of…
Can we expect forgiveness of college debt this year? The Biden Administration has extended the pause on federal student loan payments until May 1, 2022. That is a relief for many, but it is temporary. The Federal Student Aid Office estimates that federal student loan borrowers owe in the neighborhood…
Group legal plans offer assistance to help folks with common legal issues. Unfortunately, some vendors will only provide a few options, and that is all. They will stress the low prices for their bare-bones benefits, but sometimes low prices mean poor services. Employees expect more than the basics. Countrywide Pre-Paid…
Being irresponsible is not always the reason a person gets into debt trouble. A more compelling explanation is that sizable debt can result from bad decisions. When confronted with extensive obligations, what a person does can make the situation more serious. Panic Makes Things Worse Medical bills will…
No one likes to think of death, but it will happen to all of us. We only have so much time on earth, and then our life is over. It is essential to have a will, but something more is necessary. An individual rendered senseless by a stroke, or other…