A living will is not the same as the last will, although it is sensible to any financial planning. Living wills are the directives you provide to family and healthcare providers should you become unresponsive. The contents of this document mold critical health care decisions, and care needs to be…
There is still a lot of activity in the American real estate market, and prices are projected to keep rising in some markets well into 2022. House buyers do not want to wait and want to get that home of their dreams. One significant challenge for someone who never bought…
It is essential to provide employees with the type of benefits they can use. These services cannot just gather dust on a shelf but must be available to assist with everyday problems. For example, legal advice is something that employees can use. It doesn’t mean that employees are involved in…
The idea that young employees live a carefree life is a fantasy. These folks are learning to adjust to life outside the dormitory that is not always easy. Managing money is a stressful challenge for them. It is not because they are not making enough money. On the…
It is beginning to look a lot like Christmas if you believe in retail stores. Some are starting to get the decorations out and are planning their holiday campaigns. It is a time of love and giving. But unfortunately, Christmas is also a time when credit cards get maxed out.…
Employee well-being has become a primary issue in the employee benefits arena. Workers want more than the standard group health and life insurance plans. MetLife’s 2020 Employee Benefits Trends Study discovered that whenever employers provide benefits that support the well-being of their associates, that organization is rewarded with better productivity…
We have all faced some tough times recently, but not all of us are in financial trouble. Many are being paid a good wage and can pay their bills. They are not the ones who desperately need help, but they do appreciate some guidance. An employer gains employee loyalty when…
The Internet has changed the marketplace, and cyberspace continually challenges consumers to seek protection from fraud and other unethical activity. There is no question that Internet-based scams are different from the traditional crimes that justify consumer protection laws. Buyers must beware of what is going on in the ether without…
Young employees are facing a severe test that they may have never dealt with before. The stimulus checks helped bridge any financial gaps, and the eviction moratoriums enabled them to stay in apartments rent-free. Well, the party is over. The Supreme Court decision on evictions helps landlords but does little…
Countrywide Pre-Paid Legal Services goes the distance to guarantee that plan members receive the very best services available. We are proud of the fact that we respond quickly and effectively to any problem that a clients employee might have. We must admit, however, that there are limitations to what we…