College debt is not something anyone wants to deal with, but those who have outstanding balances must face those figures. College is now a life experience that carries a cost that may take years to pay. The figures are as large as a mortgage. Young employees and even those with…
It’s easy to be cynical about the government if all you hear are the screw-ups that happen. Yet, despite what skeptical folks may say, the government on all levels provides needed services on a routine basis to millions of people. These include medical support, education benefits, help with housing, transportation,…
Group legal plans promote their pre-paid legal services as much as possible. The types of assistance, such as writing simple wills or helping with warranties, are given considerable attention as the plan administrators seek to impress prospective clients. As a result, there is a lot of talk, but that may…
It is easy to be afraid in a pandemic. Health becomes a priority, and people try to be as careful as possible. It is a brilliant idea to get vaccinated, but there is more to dealing with health issues than a shot in the arm. People will be confronted with…
COVID-19 has been compared to the Black Death of the Middle Ages. Stories of healthy people suddenly becoming ill and the fear of getting sick while doing everyday activities seem to have a parallel with tales of long ago. Fortunately, what is happening now is nowhere near as drastic, but…
We have all been through some very tough times. There was a point when people felt the world was ending and there was no hope for any future. Granted, COVID-19 is still here, but we also have the vaccines to combat the disease. So, things are getting better, but there…
The recovery from the COVID-19 pandemic has been a rocky road for some employees. They may have been having financial problems before the crisis and got a reprieve with the stimulus checks. Not having to pay apartment rent or school loans might also have helped. However, any holiday from financial…
Family members should not be enemies or rivals. Blood is thicker than water, and people connected by family ties should not compete. That makes sense, but sometimes kin are not always friendly. This is the case with the estate of a deceased loved one. Estates can bring out the worst…
Employees are getting a little picky when it comes to employee benefits these days. They know that retention and productivity are essential for their employer’s success, and the right benefits plan will assure both. Workers don’t want window dressing; they want benefits that will help them. An inadequate benefits package…
If there was anything good that came out of the 2020 COVID-19 crisis, it was the reduced credit card debt. A study conducted by WalletHub showed that Americans reduced their credit card debt by $82.1 billion. It is a significant improvement, but the national credit card problem remains, and it…