Employees need help putting their finances in order. The economy has endured a rollercoaster ride on an epic scale for more than a year. People were furloughed, struggled to make ends meet, and found their bank accounts slowly diminishing. Stimulus checks helped, but there still is a lot of work…
Everyone wants to have things simple and uncomplicated. The idea of paying hefty fees to professionals does not make sense if you can do it yourself. That same notion will tempt folks to make risky decisions that can cause serious trouble later. You do not want to try writing a…
Forward thinking organizations know the value of good benefits for morale. Hardworking employees appreciate the programs and incentives that make the quality of working life better. However, employers must be careful when new services are being selected. There must be more than just a catchy title. The new benefits must…
We must accept credit cards as a financial fact of life. The plastic does not pose a problem except when credit card management gets out of control. People may think they know what they are doing. However, one mistake is sufficient to show them that they do not. It Rarely…
Commencement ceremonies are going on all over America. While COVID-19 has disrupted many college experiences, the graduation festivities are there to remind young people that all their hard work finally paid off. While the lucky have landed some good-paying jobs, many graduates face the real world with a sizable amount…
No one can entirely escape the government, not even hermits up in the mountains. You will sooner or later have to work with a public agency or an official’s office to get things done. It is essential to know how to deal with public agencies to get the services you…
COVID-19 placed many homes in financial jeopardy. Extended furloughs required people to rely on savings and 401(k) plans to ride out the storm. The stimulus checks were able to prevent many people from falling into economic ruin. Sadly, the situation was already so desperate for some that no amount of…
The Biden Administration declared February 28 through March 6 as National Consumer Protection Week. It recognizes that COVID-19 did more than release a deadly virus. It created the opportunity for considerable amounts of consumer fraud. Consumers lost billions last year in all kinds of scams. Identity theft in the form…
The Colonial Pipeline scare introduced many of us to ransomware and that is just one of the tools used to hack into computer privacy. Hacking is a simple concept. Thieves break through the security walls surrounding data and have the software to conduct lengthy and thorough raids on the information.…
This might seem strange to think about, but COVID-19 makes it easier for organizations to innovate and try new strategies. Remote working is now the standard working environment, and telehealth is no longer a group health benefit novelty. Employers are ready to take risks to ensure better productivity, and the…