We have talked about the importance of living wills and how a person’s wishes for medical care are safeguarded if that person becomes unresponsive. It is essential to look at a companion legal document that supports the living will: medical powers of attorney. Group legal plans should include medical powers…
Employee benefits provide service and an opportunity to learn how to get rid of bad habits. Health insurance teaches an employee to be more concerned about his or her physical condition, and a 401(k) program encourages a person to think about the future and saving for retirement. Countrywide offers a…
We are moving into the Second Quarter, and those New Year’s resolutions are being gradually completed. The objective for the First Quarter might have been paying off those Christmas bills and some other debts. The COVID-10 stimulus checks helped, and now is a great time to address another 2021 goal,…
Older employees can have a touch of grey, but it does not mean they are not productive and can no longer contribute to the team. They have the experience of the years to balance the enthusiasm of younger employers, and they serve as valuable mentors. They are necessary for the…
Organizations may be forced to make tough decisions in the coming weeks. Figures from the first quarter can make cost reductions necessary. Employee benefits will be a target for budget cuts. Employers with health benefits will use deductibles and premium increases to control the rising medical costs. Sadly, some organizations…
The pandemic changed the office place, and those changes are here to stay. Employees enjoy working from home and are proving to be even more productive due to a change of scenery. People weathered a storm that saw them relying on stimulus checks and personal savings to make it through…
We are coming out of the pandemic. First Texas, and now other states are dropping mask requirements and schools are re-opening. It is a relief to return to near normalcy, but no one can rest on false hopes. COVID-19 is still here, and there is a chance of a relapse.…
Renting an apartment is not fun. You are restricted by what the landlord wants, and you can expect to be inspected now and then. The landlord can be so obnoxious that you cannot wait to move on. Buying a house seems to be a good option. Employees who are doing…
A new employee benefit is only as good as its services. Employees appreciate the additional perk, but positive feelings will fade if a plan member must do all the work. It is essential to ask a vendor about the primary benefits and what other services are offered to enhance a…
Those in school will be returning from spring break, and those who are graduating are wrapping things up. Everyone is hoping that after all those quarantines, life will return to near normal. COVID-19 caused some changes, but they were expected. The students might be back in the classrooms, and most…