Anyone who is a first-time homebuyer is probably feeling overwhelmed by the process. Finding the perfect home, getting approved for a mortgage, and saving enough money for a down payment all make buying a home a daunting task. But by creating a sound buying plan, you can approach this process…
Legal Insurance Blog
The Risk of Not Having a Lawyer Write Your Will
Writing a will can seem overwhelming, and many people believe they can handle it on their own. However, without the proper legal advice and guidance, writing your own will is a risky proposition. You can avoid costly and potentially devastating mistakes. Writing your own will is risky, and a group…
The Importance of an Asset Inventory for Employees
Financial wellness is essential for everyone, especially employees who rely on their income daily. As an organization, investing in financial wellness plans for your employees can have a positive impact on their lives, both personally and professionally. One aspect of these plans that is often overlooked is the asset inventory…
The Importance of Choosing the Right Executor of a Simple Will
Many people focus solely on creating a will when it comes to estate planning. Selecting the right executor is critical, and failure to do so can lead to legal headaches and unnecessary expenses for your beneficiaries. Luckily, with the help of pre-paid legal services and a group legal plan, anyone…
The Benefits of Legal Referral Services in Organizations
Legal issues are a part of everyday reality. When an employee is facing a legal problem, it can be stressful and burdensome for both the worker and the company. In response to these difficulties, organizations can provide legal referral services to employees, which can go a long way in reducing…
Understanding the Benefits of a Financial Wellness Counselor in Creating a Budget
Employees encounter financial struggles at some point in their lives. They can find themselves in a difficult situation and not know how to deal with it. One helpful tool in dealing with financial problems is creating a budget. However, if a person is still trying to figure out where to…
4 Reasons Why Good Credit Scores for Middle-Aged Employees Are Important
Good credit scores are crucial for financial well-being. But why is it particularly important for middle-aged employees to have good credit scores? There are some reasons why maintaining a healthy credit score can benefit middle-aged employees, and knowing about them can help these hard workers improve their overall financial wellness.…
Protect Employees from Warranty Fraud
Employees want to protect their hard-earned money. They rely on warranties to ensure their purchases perform as described, and they trust that the manufacturer will make good on any issues. Unfortunately, warranty fraud is rampant, costing consumers billions of dollars each year. Warranty fraud occurs when businesses intentionally misrepresent or…
How Financial Wellness Benefits Reduce Absenteeism in the Workplace
A successful and productive workplace is not just dependent on a skilled workforce but also on the overall well-being of the employees. Financial wellness is becoming increasingly important to both employees and employers alike, leading to a rise in financial wellness programs offered by companies. As an HR professional, you…
4 Reasons Why Family Protection in ID Theft Prevention and Credit Monitoring Benefit Plans is Important
Identity theft has become an increasingly common problem in the digital era, leaving many people vulnerable to criminals who are seeking access to their sensitive information. An HR professional must ensure employees can access the proper benefits to protect themselves and their families. One such benefit is family protection in…