There are consequences for living from paycheck to paycheck. Emergencies arise when a person has no reserves to meet the crisis. Student loan debt can appear, and those monthly payments are required. An individual can get out of trouble if he or she knows what to do. Young employees lived…
Warranties help people with repair costs. These expenses can be significant if the damaged product is a washing machine or automobile. Many will purchase more when they buy a big-ticket item to help pay for repair costs. Things might be going wrong with that major Christmas present. The buyer may…
People will sometimes think that legal services are all about jury trials. Although courtroom dramas are entertaining, most legal work is not performed in the courtroom. Instead, it is the processing of paperwork and the advice which is given by skilled professionals. Paper abounds in the legal world. Titles…
There is a lot of positive chatter about student debt loan forgiveness these days. Some are predicting as much as $50,000 per student and everyone is eagerly awaiting more news. We hope things happen that will benefit students; they deserve a break! However, we remain a little skeptical. Politicians often…
Employees have a bucket list of resolutions they want to achieve. Many objectives are matters which have been delayed, and now people are intent on getting stuff done. Financial planning is an important topic of the annual to-do list. Financial planners have many ideas and suggestions their clients can use.…
It is a brand-new year, and everyone has a resolution or two on their bucket list. Some of these goals are short term and will be completed by February. Others are intended to last for months, if not years. Those can be life-changing events. A significant resolution is taking control…
January is the start of a new year and a new tomorrow for many. Resolutions are made with every intention of being met. Some of these good thoughts can use a little help from experienced professionals. Financial Wellness Is Pondered Folks often take stock of their finances as…
Change is coming for better or worse; public agencies may start the year with new guidelines and procedures. These developments can be a big hassle for employees and a challenge for some group legal plans. Mistakes Can Happen Government employees are not trying to act mysterious. They need to apply…
Employees care about their loved ones. They want them to be happy and financially safe. People will have last wills prepared to assure their family benefits from the estate. There is another type of will that is essential for protecting survivors: the living will, and group legal plans offer…
COVID-19 has caused big changes in the academic world. Football games are canceled and classes on Zoom are more frequent. Campuses are going virtual, but something has not changed: tuition. Students are required to pay for their classes and may take out major loans to afford the price. Loans are…