A house purchase is a significant event in most lives. The buyer goes into mortgage debt that is two or more times his or her annual income. Young employees want to have a house but worry about what to do to get one. Ignorance Creates Anxiety An employee…
We are coming to the end of the year and organizations are thinking of any new benefits. Employees still recovering from COVID-19 quarantines will appreciate any extra help from their employers. Group legal plans might not appear to be useful, but we disagree. These benefits are an excellent form of…
The holiday shopping season is about to begin. Many people are excited and a little Christmas spirit helps get folks out of a funk. Some employees, unfortunately, are profoundly depressed and worried. These have personal debts, which have stressed their budgets to the breaking point. They face bankruptcy or foreclosure.…
We are all going to die and that is a fact of life. A person may think that his or her estate is not significant enough to have a will, but no estate is so small that no one will argue or contest it. Estates bring out the worst in…
Christmas is just around the corner. If you do not think so, all you have to do is look at the displays starting to pop up in the stores. Retailers get ready for the holiday early and some of them are already emphasizing great deals. It does not matter whether…
It is the start of the benefits enrollment period for many organizations. Employees are busy either enrolling in a new employee benefit or renewing their status. The medical benefit is the one that concerns people the most. It has the potential to be a significant protector of a person’s financial…
Remote workers are learning to cope with the challenges of being away from the office. They know how important it is to check in frequently and try to connect with their team. Remote workers do face a lot of anxiety about money. They get concerned that an emergency may cause…
You can expect a medical crisis will come unannounced. It can take the form of a debilitating stroke or a serious automobile accident that leaves you unresponsive. The best thing to do is prepare for such an emergency ahead of time. It can save your family a lot of distress.…
The marketing strategies of most group legal plans are to promote the primary benefits. Services such as drafting a will or assisting with consumer protection are good things to point out, but there is more to providing excellent pre-paid legal services. It is often the secondary benefits, the ones…
Making money is always exciting but managing it can be frightening. Employees appreciate being paid and, ordinarily, the wages received are sufficient to cover daily living expenses. Managing financial resources should not be difficult, but sometimes people lose control of their money, which creates problems. How Is It Being…