Graduation is coming soon. It might not be the grand occasion it used to be because of the coronavirus pandemic, but for many young people, their time in school is about to end. They will be facing real-world challenges and a major one involves money. Graduation is when they must…
Paying a visit to a government agency is like taking a trip to the dentist for many people. There is paperwork to complete and the wait to see anyone is painfully long. Folks get frustrated by what they see as poor service. Anxiety and stress can be thrown into…
A crisis needs a calm mind. Someone who does not panic in emotional situations will make the best decisions and solve any problems. A medical emergency is an example where a cool head must prevail. An Unresponsive Victim A traffic accident or a massive stroke can automatically change…
Many employees are frustrated by personal finances. They are making decent money, but they aren’t sure where it is all going. Big purchases or medical bills can be a hit to the wallet, and the person doesn’t know what to do. The money problems don’t always threaten financial wellness.…
COVID-19 has disrupted ordinary lives and that is an understatement. It is more than just quarantines and stay-at-home orders. The financial wellness of ordinary citizens is placed in jeopardy and certain arrangements are threatened. Alimony is one of those. The court establishes in the divorce decree how much a…
Newly minted college graduates are enthusiastic. They are now part of the real world and are drawing paychecks. Many have new jobs that they always dreamed about. They are feeling mature and responsible, but they are also learning a firm lesson about life. The real-world treats them like adults, whether…
It is easy to be anxious about big purchases. These can require loans that take years to pay off. Buying a house is an enormous six-figure commitment with potentially harsh consequences. Real estate is not for the faint of heart or for the uninformed. It Is a Major Adjustment House…
Employees struggle with both work-related and personal stress issues. Money is at the top of the worry list. It sometimes seems that creditors are in a conspiracy to drive a person insane. Major Causes of Anxiety Financial wellness takes hits from all directions. Credit card debt, with the…
Folks like to save money and DIY (Do It Yourself) appears to be the way to save some cash. We will not deny that DIY is cost-effective in some cases. Drafting the last will and testament isn’t one of them. Do You Understand the Language? Legalese has a…
Tax season is the time when we realize how much the government takes from our paychecks. Our dollars fund public services at all levels, but how can an employee get required help from the government? It isn’t always easy. Tons of Paperwork The public sector needs completed…