People prepare for death in various ways. They will draft simple wills (good idea!), buy burial plots, and take out final expense insurance policies. These are all excellent financial choices and show a person wants to protect survivors from paying significant death expenses. They will concentrate on costs incurred by…
College can be a major learning experience after graduation. The grace period for college debt repayment ends six months after the final ceremony and it can be a shock. The monthly payment on six-figure debt can be the sizable mortgage. The financial wellness of a young employee might be in…
Taxpayers get aggravated with government agencies. These citizens need help and getting support is rarely easy. Rules, procedures, and protocols often get in the way. Sources of Frustration Some common problems will drive people up the wall. *The Paperwork. It often appears the smallest services require the…
Legal documents can be stressful. The average employee does not understand the verbiage and is easily frustrated. The greatest danger is to sign a document without understanding the obligations or consequences buried within the paperwork. Common Problems Some issues make legal documents a pain in the neck. *Outdated or Invalid…
Medical emergencies are often unexpected. They cause people to spend extended time in a hospital bed and undergo lengthy therapy afterwards. It all adds up to a very sizable bill. People will panic over the size of the invoice, but they should be careful about taking drastic measures that might…
A significant financial investment is a gamble. It might pay off, but it also could bring negative consequences. The largest purchase an ordinary employee makes is a house. A first-time buyer is justifiably nervous about the impact on his or her financial wellness. What Should I Do? Real…
People like to set goals for the coming year. It is an opportunity to do things that will lead to a better quality of life. A project that should be on the 2020 bucket list is having a simple will drafted. It is a task many will put on…
No one is guaranteed financial wellness. Hard work, planning, and self-discipline are what it takes to have a person’s fiscal house in order. Not fiscally responsible by nature, most folks learn the discipline. It is often by trial and error, but good advice and professional guidance will shorten the learning…
A fantastic corporate New Year’s resolution is a new employee benefit everyone can use. It lets the rank and file know that management appreciates their efforts and is concerned about their well-being. Group Legal Plans are an excellent and very useful service that an organization can offer. Countrywide Pre-Paid Legal…
A warranty is essentially a contract between a consumer and a company. A person buys a warranty with the assumption repair services will be provided if the covered product no longer works. It seems pretty cut and dry, but warranties are not always so straightforward. The devil is in the…