Capital One was a recent victim of hacking. Approximately 100 million subscribers were compromised, and their personal information was stolen. A theft this large should remind all of us about the magnitude of the danger posed by Internet pirates. Cyber theft is a multi-billion-dollar crime industry. Hackers live anywhere on…
The Los Angeles Times recently reported about a growing dissatisfaction with medical deductibles. Middle-class families are being squeezed by deductibles of $5000 or more. These costs can result in financial wellness emergencies as people struggle to pay a sizable bill. The Increasing Debt Load Deductibles are reinstated annually. If you…
Group legal plans have benefits that assist people in everyday legal problems. Pre-paid legal services such as drafting wills and consumer protection are standard options. Nevertheless, a good employee benefit must have more than just primary aid. A good group legal plan will have secondary benefits which support the main…
Sudden expenses can cause anxiety and panic. The emotions lead to poor decisions which will cause even greater problems. Those who do not understand how to manage their money can be in a state of confusion and stress. Their financial wellness can be in trouble. Countrywide Pre-Paid Legal Services wants…
Death will come unannounced. An individual may die while asleep or from an unexpected heart attack. While we can’t always prepare for death, we can protect our loved ones from the consequences with a simple will. People Forget You can’t take it with you is an old saying. It is…
Graduation presents are not always gift cards. A smartphone, tablet, car, or another very expensive product might be the reward for getting a diploma. Smart shoppers will get a repair warranty on those big-ticket items. Unfortunately, buying the warranty doesn’t always mean you can use it. The Murky Wording of…
Understanding cash flow is a major part of financial wellness. Being aware of where the money is coming from and where it is going to will prevent many emergencies. It is amazing how many people do not appreciate this simple budgeting fact. Budgeting isn’t rocket science, but many employees do…
Many group legal plans will emphasize the primary services which they offer. It is understandable they do this, but the quality of pre-paid legal services does not rest only with the major features. Indeed, the other services, those which are offered regardless of the selected benefit options, do a lot…
Employees want to have a comprehensive benefits program for their employees. Benefits that complement each other are more cost-effective and people are more likely to take advantage of what their managers offer. Millennials and those just graduating from college need help with their college debt. Furthermore, they need to find…
Group legal plans will proactively market their pre-paid legal services. Prospective clients receive all information about the benefits and how their employees will be served. A big question which some vendors try to avoid answering is: what happens when the attorneys can’t perform the needed service? Law Is Not Simple…