People still want to own a house. This is a part of the American Dream and is a symbol of success. Many are nervous about buying a home and no one can blame them. The cost may be a financial wellness challenge. The Significant Cost A house is one of…
Employees are concerned about Artificial Intelligence (AI). They understand automation will be a part of the future workplace, but they worry about how it will affect their jobs. Anything that uses AI might add to the employment anxiety and group legal plans must be careful not to overuse automation. AI…
Legal documents are frustrating. There appears to be a need to report almost everything in a person’s life. Information is needed for many things in the document process to help people get what they need. However, it all seems to be a mountain of mysterious pages. Group legal plans must…
Too many college graduates are facing the real world with a major burden pressing them down. The cost of college has soared over the years, forcing many young people to take out sizable loans to pay for the education. There comes a reckoning after graduation. The young person is confronted…
Group legal plans proactively market their pre-paid legal services. Consumer protection advice and help with government agencies are services consumers want. The same is true for identity theft protection and credit monitoring. It is essential for any vendor to remember that the quality of service is as important as the…
American consumers thrive on plastic. Credit cards are preferred over cash despite the double-digit interest rate those cards will charge. There isn’t a problem if a person pays attention to the balances. Financial wellness will suffer if an individual ignores the credit debt creeping skyward. Trouble Has Many Sources It…
Everyone is relieved the tax season is over. The Internal Revenue Service got its fair share and we are done with the 1040 tax form for this year. However, this does not mean everybody is finished with tax paperwork. Property taxes can be a quarterly, bi-annual, or annual event. It…
Medical costs are rising with no chance of them dropping in the future. Management is trying to slow the process of inflation with various forms of cost-containment. Medical cost cuts into profits but decision makers must be aware of how healthcare bills affect the rank-and-file. An employee’s financial wellness can…
Group legal plans will aggressively market their pre-paid legal services. These companies will make a point of telling what they will do for a client’s workforce. We have no problem with anyone promoting what they can do. Nevertheless, we maintain the right formula for any group legal plan is S…
Young employees arrive with enthusiasm and technical expertise. They want to hit the ground running and contribute to an organization’s success. Employers like this and an organization will benefit if the new employees can focus on their projects. It is hard to do that if a person’s financial wellness is…