Pay raises and promotions will increase an employee’s income. Extra money is always welcome, but is it enough? The financial wellness of an employee can be a paycheck to paycheck experience. It helps when people know their budget and understand their financial worth. The Need for Budgets Few employees choose…
People get annoyed with government. There are benefits and services they are qualified to receive, but nothing appears to happen. Applications are rejected and deadlines are missed. It appears an individual is not getting what he or she deserves. These difficulties are even greater for new immigrants and their families.…
Young employees are not irresponsible. They know they must pay their bills and live within their means. Unfortunately, the real-world hits them with a major challenge that affects their overall financial wellness. It is college debt. Skills Are Acquired at a Cost Young employees are social media savvy and have…
We live in an information world. Much of it is useful, but only if a person has access to it. Legal matters often appear vague and difficult to research. Individuals need information in the form of answers to questions. It is also important to receive suggestions and guidance on legal…
The judicial system moves slowly, and probate court is perhaps the most cautious. Probate takes its time because the court concerns itself with the legitimate rights of survivorship. The most commonly used pre-paid legal services benefit of group legal plans is drafting simple wills. This is something all plan members…
Buying a home is exciting and when an employee finally is making enough money that person can take the great step forward. The first-time home buyer may be a little anxious. After all, this is the most expensive purchase most people will make in their lifetime. No one wants to…
American consumers have a right to good service and top quality. Whatever is purchased should be as it is advertised and offered to the buying public. That doesn’t always happen. Products or services are sometimes less than expected and warranties are not honored. Group legal plans ought to have a…
Medical bills can unnerve even the most patient person. The cost of surgery or even simple procedures can be in the thousands of dollars. The size of a medical bill can cause people to make decisions that will impact financial wellness. The choices a frantic person makes can be devastating.…
Financial wellness is an honest concern in many households. Our overuse of credit cards will increase personal debt and double-digit interest rates add to the bill. Sudden medical emergencies and the monthly payment of college loans will eat up a paycheck. Being nervous about financial wellness appears to be the…
Organizations should pay close attention to living wills and powers of attorney. These are standard pre-paid legal services offered by group legal plans and both documents are important to any employer. Each can influence the claims experience of the group health plan. The Basic Details Living wills center on catastrophic…