Holiday shopping is beginning to ramp up. Retail makes its profits between Black Friday and New Year’s Eve and stores aggressively push their products. Sometimes, though not often, the goods are defective. People discover the problem after a few days of use. It will cause frustration and anger since no…
Debt is often a heavy weight to bear. Credit cards are the common means of paying for gifts and the plastic charges double-digit interest. College graduates face loan debt the size of a house mortgage and medical emergencies are expensive. The debt will cause major stress and anxiety. People will…
The end of the year is the time for making healthy resolutions. People will resolve to lose weight, eat sensibly, and get more exercise. There are two resolutions that are overlooked many times and they are very important: drafting a living will and medical powers of attorney. The Need Is…
Financial wellness plans will help resolve emergencies, but that is only one use for this benefit. A good program enables a person to have better control over their finances and plan for the future. Countrywide Pre-Paid Legal Services offers a financial wellness plan. Our benefit includes tools anyone can use…
Black Friday is the start of the holiday shopping season. People will be flocking to the malls and others will be clicking away on Amazon and other shopping platforms for presents. The retail industry depends on Christmas sales for annual profits and will offer almost anything to the buying public.…
Taxpayers have a right to service and public agencies must provide it. Problems will surface in the administrative details. Forms, applications, proof of evidence and bureaucratic restrictions can all frustrate a person’s effort to get help. Group legal plans ought to provide help with government agencies. Countrywide Pre-Paid Legal Services…
Debt is not always a bad thing. It helps create credit ratings and mortgage debt can reduce a person’s taxes. Trouble rears its head when expenses are more than income and interest accrued drives personal debt higher and higher. The situation gets out of control and will destroy financial wellness…
College loans ordinarily have a six-month grace period. A new graduate doesn’t have to worry about payments and can settle into a new job. However, the clock is ticking for those who graduated in June. The grace period will soon be over, and the bill arrives in the mail. It…
Intestate is not a pretty sight. Financial planners will warn their clients to avoid it and take necessary precautions. It can cause a high level of stress and anxiety for families. The Dark Halls of Probate Intestate is the term applied to estates where there is no existing last will.…
Facebook was successfully hacked a few weeks ago. An estimated 50 million subscribers had their accounts compromised while Facebook continues to upgrade its security. It is disturbing this social media platform was broken into by cyber thieves. People are still getting over the shock. Employers should not ignore the…