The standard medical deductible has slowly risen over time. It is understandable because organizations want to keep their medical costs under control. Younger employees might not notice this. They are healthy and do not use the group health insurance that often. Older employees do, and their medical bills can consequently…
Few people can be accused of spendthrift habits. Most do the best they can to economize and keep expenses down. A sudden shock can disrupt financial wellness. A mountain of debt can, without warning, spring up. Debt Rises from Various Places College graduates know how this happens. The grace period…
Countrywide Pre-Paid Legal Services has every reason to be proud of its attorneys. These folks combine excellent emotional intelligence expert and legal knowledge to deliver superior service. However, there is a limit to what they can do. The legal profession has become increasingly more specialized. Intellectual property, cyber-security, and immigration…
Plastic makes life convenient. Folks do not want to carry around a lot of money. Credit cards take the place of cash and encourages shopping, sometimes to the point of binge purchases. People forget about the double-digit interest rates and their credit card debt begins to jump. The danger to…
Warranties might appear to be simple, but they are not. These are agreements which are legal documents and have specific requirements. Salespeople will try persuading customers to purchase warranties with pressure sales tactics that sometimes work. The individual pays a hefty price for a warranty that will never be enforced.…
Open enrollment is beginning for many organizations. Employees will have the opportunity to sign up for medical insurance or make changes in their current coverage. Many people enter this feeling depressed. Their employer might be raising premiums or deductibles. The employer share of certain medical procedures could be reduced, requiring…
The open enrollment period is a time of reflection. Employees will look at their coverages in the light of premium and/or deductible increases and decide if any changes must be made. That’s prudent behavior, but there is something left out. There needs to be an answer to a major what…
We understand how organizations do not want boutique employee benefits. These are trendy and flashy, and their ability to attract and retain good employees is questionable. Countrywide Pre-Paid Legal Services has been offering employee benefits for more than 30 years. We know how important it is to offer benefits people…
Legal documents are written records.They will express compensation in a contract, guarantee the service of a warranty, and the obligations of a lease. There should be no confusion but sometimes there are problems. The best group legal plans will help people interpret the language. The terms and definitions can…
Countrywide Pre-Paid Legal Services is proud of its reputation. We have administered legal plans for over 30 years and our clients are very satisfied with what we do for them. The secret to our success is the type of service we offer. It is the best in the industry and…