It is easy for young employees to underestimate the value of their possessions. They might not think they have much or even perceive the importance of certain items. Yet, as we grow older and build assets, keeping track of what we own becomes crucial. A personal asset inventory helps. It…
Identity theft has become a major concern for individuals and businesses alike. According to a recent report by the Federal Trade Commission, identity theft was the second most reported complaint in 2019. The American Association of Retired People estimates that 42 million Americans were identity theft victims in 2021. In…
In today’s competitive business environment, maximizing employee productivity is crucial for the success of any organization. As a human resources professional, you understand that employee benefits are an essential part of motivating and engaging your workforce. Recent research conducted by The Bersin Group has revealed that companies with comprehensive service…
As an employee benefits broker, it is essential to continuously seek innovative ways to distinguish your services and attract new clients. One powerful approach to achieving this differentiation is by offering pre-paid legal services as an exceptional employee benefit, which can contribute to creating a comprehensive and highly appealing benefits…
Credit card debt consolidation can be an excellent way for people to get a handle on their finances. It allows individuals to pay off all their credit card debt with one loan or line of credit, making managing payments much more straightforward. However, there is more to this than meets…
The distribution of an estate is determined by the terms outlined in the will of an individual as that person passes away. Well-drafted wills provide certainty to those left behind, ensuring that assets and possessions are divided according to the deceased’s wishes. So, how exactly does a simple will distribute…
We all knew this was coming, and now it is here. Student loan payments are going to commence in a couple of weeks. That can be an issue for many people because they’ve grown accustomed to not paying those obligations and have altered their spending habits accordingly. A ray of…
As the world becomes increasingly digital, employers must adapt quickly to changes to remain competitive. An excellent way for companies to attract new employees is to provide them with pre-paid legal services. Such benefits help provide solutions to common legal challenges that anyone can face. Here are four reasons why…
Consumer protection laws are designed to protect consumers from unfair or deceptive practices. Unfortunately, filing a consumer complaint is only sometimes straightforward, and people make several common errors when navigating this process. We will share four of the most common challenges the consumer deals with. 1. One of the…
Financial wellness is an integral part of living a healthy life. However, it can be challenging when a person faces the cost of out-of-pocket medical expenses. Scheduling medical procedures to limit those out-of-pocket costs can be a great way to ensure financial security and still receive the care needed for…