Financial wellness is quickly becoming a major topic in the benefits industry. The after effects of the 2008 Recession, with its crushing impact on mortgages and credit cards, is one of the reasons for decision-makers to look at a means of helping employees with business advice. Millennials are saddled with…
It is A Critical Part of Any Benefits Plan A group legal plan will naturally have several benefit options. Activities such as drafting a will or helping with a consumer protection problem can be expected. What separates the good from the bad is the level of service provided.…
There are Other Ways Out of Debt Trouble A recent college graduate does not always have the tools necessary to deal with financial challenges. College debt is a major issue. Many people leave college with debt well into the five figures and are not quite sure how to…
Caveat emptor, let the buyer beware, is a traditional marketplace warning. It cautions a person to be very careful about what is being purchased, and many people are. They will hedge their bets so to speak by buying a warranty. This covers the cost of repair, but even this has…
Debt problems do not always result from one major bill. Ordinarily, a person runs into problems paying many obligations, including mortgages, auto loans, credit cards, and student debt. While paying the minimums is one strategy the money must be set on time. If it isn’t, penalties will be assessed. It…
Millennials will work at minimum wage jobs until they graduate. All of them feel a great sense of relief and satisfaction when they get their first full-time paycheck. It is an amount of money they only dreamed of before, and they are very excited. However, the additional income has…
Pre-paid legal services will usually cover some essential needs. Drafting a will or helping with government agencies is something that anyone can expect. However, there are times when special types of legal expertise are needed. It may be above and beyond what an ordinary attorney can do. A group…
It is always better to settle things out of court. The legal process can be very complicated and take time. However, there are circumstances that arise which require bringing the case before the judicial bench. Small claims court is that branch of the judiciary most people deal with. It…
It appears many people think they’re indestructible. They’re not worried about any accidents happening to them because they don’t believe it is possible. This is true with young employees, unfortunately. They will use pre-paid legal services, but they may think just writing a will is all that is necessary. That…
Banks want you to use credit cards. This is not a statement of conspiracy but a fact. Banks make a sizable profit from interest charged on credit cards. Retail stores feel the same way because they know that using credit cards encourages a person to purchase even…