New Problems Surface Once the conversation about budget problems centered around other people. Recent college graduates do have some adjustment challenges with their paycheck, but they are not the only ones that have difficulty with domestic finances. Middle-aged employees are facing budget problems as well. It might seem strange, seeing…
Legal Insurance Blog
Last Wills Must Consider Blended Families
Traditional families are no longer the standard. Blended households are quite common with new spouses and stepchildren included. It makes things interesting, but when it comes to probate court it becomes challenging. The will a person leaves behind has consequences. Those who don’t have a will should use a group…
Stop the Madness!
College Debt Obligations Are Confusing The good news is academia has begun to take seriously the need to educate students about their postgraduate loan payments. Indiana University sends out annual letters telling students how much they can expect to pay per month on the existing loans. The intent is to…
Contract Review Prevents Major Problems
You have to Know What You Are Signing Modern society is wrapped in legal paperwork, and we often feel we spend hours signing forms and agreements. Contracts are part of the legalese environment and usually are not a problem. However, people make the mistake of not reading carefully those papers…
Be Careful of Consolidation Debt Fraud
Consolidation is not as simple as some claim The last few years were a financial disaster for many Americans. It was not just the loss of a job but the loss of the annual pay raise which cut into the livelihood of many families. A result was over dependence on…
The Little Things Mean So Much
Extra Services Complete the Package There are many vendors who will offer group legal plan benefits for an organization to consider. Many times it is the little things that mean the most. Some qualities of the service which are not fully expected could be the most valuable. Countrywide Pre-Paid Legal…
New Employee Budget Mistakes Aren’t Pretty
Errors are Fairly Common Every young new hire counters something he or she may never have experienced before: a sizable paycheck. This new person to the workforce may be making more than his or her parents ever did and it can be a significant life change. The kind of money…
Student Loans Must Be Repaid
Failure to Pay Has Consequences A rather sobering statistic has just been reported. Roughly 40% of all college graduates who have student loans outstanding are not making the payments. For whatever reasons there may be, this is more than serious. Some people may not know what they are jeopardizing their…
The Power of the Network
Legal Help at a New Location is Appreciated Career opportunities will sometimes require an employee to relocate. Moving to a new position is something that an ambitious person is willing to do, but there is a lot to pulling up roots and transferring elsewhere. To be sure, employers have relocation…
The Slide Down a Financial Hole
Help with Credit Cards Stops a Free Fall We now and then fall into bad habits. Some of them are easy to shake off, but others are going to linger for quite some time. The abuse of credit cards is a seriously bad habit for people to fall into. It…