Legal Guidance makes it Easier Local communities will have zoning commissions to make sure the property does not adversely affect the quality of life, and the general welfare of the community. Zoning commissions will determine the use of a person’s property, and sometimes the decision of the commission could…
Always be Careful with the Plastic The proper use of credit cards is an essential part of financial wellness. People will use their plastic because they do not want to carry around large sums of money and that makes it a personal safety issue. There are times when you…
Being Prepared Helps You might be a little bit nervous about going into small claims court. You will be your own advocate, because an attorney is not going to be by your side. That apprehension is what the other side of the dispute is counting on. That individual or business…
Christmas Shopping can Increase Credit Debt We are about to enter the most frantic time of the year for consumers. The Christmas shopping season is where most retailers make their annual profit, and the stores will do everything to convince you to buy something. Plastic is the preferred way…
Identity Theft is Major Business If you want a better understanding of how serious identity theft is, the recent news about the computer hacking at J.P. Morgan Chase should be a real eye-opener. A gang of cyber hackers broke through the security walls of not only J.P. Morgan, but of…
School Loans can be managed New employees fresh out of college should be full of enthusiasm and ready to work. Sadly, quite a few of them are a little bit anxious and depressed. It is because of the college debt they are forced to carry. Many of them have tens…
You may have purchased a warranty at the same time you purchased your car. It only makes sense to have something to protect you against damages for a given amount of time, and the warranty may cover up to three years or 36,000 miles, whichever comes first. You also may…
It is never too early to protect your loved ones. Even though you are in your 20s or 30s, having a last will and testament prepared guarantees that your spouse and children are able to easily take ownership of your estate. Drafting a will is one of the most common…
It isn’t Difficult When you get Good Advice Household expenses can make or break the bank in many households. Financial wellness many times is centered on the family budget. It seems to be so basically simple. You see how much gross income you have, compare that against what…
Many households are scared to death to see the end of the month. It is when the credit card statements arrive and the balances can appear overwhelming. It isn’t necessarily because the family spends on a whim; the interest rates can drive the balances up. It seems that every 30…