Personal assets cover all sorts of things. The assets may include collectibles, antique furniture, stocks and securities, computers, and jewelry. Many people have not learned the value of all their assets, which is not good. It is critical to know what you own. Property Insurance Requirements Emergencies such as fires…
More employers are switching to high deductible health insurance plans. It is a means of keeping health costs under control, as well as making premiums more affordable. The deductibles can be $5000 or more per year. Without proper planning or information, a medical deductible can pose a threat to any…
Debt Can Be Successfully Managed Financial debt puts a heavy cross on a person’s shoulders. The mental and emotional distress of massive bills will occupy a person’s mind during the working hours. This could be a problem for management. Deadlines are tight, and people need to focus on the important…
Professional Counselors Know Credit Card Debt The Christmas holiday is over and people have packed up the holiday decorations and thrown out the boxes. It is time to get on with the new year but Santa Claus left something behind. Many people use credit cards to purchase presents and for…
It is a Solution to a Pressing Problem Personal finances can be very complicated. The individual may have an auto loan, mortgage, credit card debt, and a student loan on top of everything. Challenges arise because of a multitude of obligations. A person may forget a credit card payment because…
It Doesn’t Have to be a Life Long Burden College is not always a happy experience. There are many long hours late at night and lots of stress over grades. It would be nice if that anxiety ends on graduation day but it does not. Most college graduates are saddled…
These Employees Need Help Being a single parent is never easy. This person does the work of two individuals in raising a family. It often happens that a single parent must deal with public agencies. This maybe for matters such as educational assistance for children, special programs, or other forms…
It Will Lower Stress Levels A popular New Year’s resolution for many folks is to get their financial wellness in order. It’s very sensible, and people start out with the very best of intentions. The problem is that these good intentions are often dropped after weeks into the new year.…
The Landlord Does Not Always Get It All Every renter knows what a security deposit happens to be. It is the amount of money paid upfront and placed in escrow to pay for damages while that person is renting the property. Many states have laws covering how security deposits can…
There Comes a Time for Payment The holiday season is a time when people enjoy going shopping but this is not the case for many millennials. They are faced with a burden which makes them put on hold a lot of small expenses. College debt for many it’s about…