There Comes a Time for Payment The holiday season is a time when people enjoy going shopping but this is not the case for many millennials. They are faced with a burden which makes them put on hold a lot of small expenses. College debt for many it’s about…
ID Hackers Are a Problem Christmas shopping is now getting into full swing. You don’t want to head out to the shopping mall and fight the crowds, so you decide to use a retail website instead. You’ve always been told these are very secure and you have no problem sharing…
Keeping Plastic Under Control It was not so long ago that missing a credit card payment could be a disaster. The credit card companies would add to the interest charges, and you could easily be paying 25% or more on your balance. Those days are over, and credit card companies…
Society may have gone digital, but there’s still some serious paperwork. Like it or not, there are leases and other legal documents which require your attention. There are some critical reasons why a group legal plan ought to have the ability to help you read the papers. Laws Will Change.…
We do not yet know what the future is going to hold for health insurance. There’s been talk of amending the Affordable Care Act, if not doing away with it entirely. No matter what Congress decides, many people are faced with the deductible on their insurance policy. This can be…
The first experience many people have with government service is being placed on hold. This is not because some social worker is going on a coffee break, but the individual has accidentally contacted the wrong office. It happens when people do not understand how to get through all the various…
Financial wellness is quickly becoming a major topic in the benefits industry. The after effects of the 2008 Recession, with its crushing impact on mortgages and credit cards, is one of the reasons for decision-makers to look at a means of helping employees with business advice. Millennials are saddled with…
It is A Critical Part of Any Benefits Plan A group legal plan will naturally have several benefit options. Activities such as drafting a will or helping with a consumer protection problem can be expected. What separates the good from the bad is the level of service provided.…
There are Other Ways Out of Debt Trouble A recent college graduate does not always have the tools necessary to deal with financial challenges. College debt is a major issue. Many people leave college with debt well into the five figures and are not quite sure how to…
Caveat emptor, let the buyer beware, is a traditional marketplace warning. It cautions a person to be very careful about what is being purchased, and many people are. They will hedge their bets so to speak by buying a warranty. This covers the cost of repair, but even this has…