Articles Posted in Benefit Usage

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It’s ridiculous, but there are group legal plans that try to cut corners with communications. They will use slideshows, emails, or webpages to tell plan members what to do or to convey messages to other parties. What is forgotten in these attempts is the importance of good communications when it comes to pre-paid legal services. The way information is transferred can be critical to the overall quality of any group legal plan.

Contact with the Outside

A group legal plan does not represent a member in the ordinary sense, but there are situations where a lawyer must contact an outside party to resolve a problem. It is not enough to rely on emails alone. The meaning of the message can become lost, or the real intent of the contact is not fully appreciated. It means that letters on official stationery, often several paragraphs long, or telephone calls will be necessary. Continue reading

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Group legal plans will help members with routine legal challenges. They do an excellent job of resolving such issues, but there is a limit to what an ordinary attorney can do.

 

The law is a service that has many facets and specialties. People sometimes need help in areas that go above and beyond writing simple wills. Immigration law is something that many employees need specialized support in, and the same is true regarding adoption law. It requires asking uniquely trained lawyers to provide help, and a referral to those legal professionals is necessary. Countrywide Pre-Paid Legal Services provides high-quality advice, but we will not hesitate to refer a Group Legal Plan member to other attorneys if that will help. Continue reading

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It Helps You Get Necessary Financing

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Allowance and stipend were the primary sources of income for many Millennials in their college years. Everything becomes different when these young people accept their first full-time jobs. There’s a paycheck coming in, considerably larger than the amount of money they used to get, and there’s a feeling of financial importance. It is essential to understand material value, regardless of what a person thinks about property. Financial wellness is influenced by what you know about your money.

It is easy for a person to discover his or her real value with the right tools. Not every benefits vendor has them, but a financial wellness plan sponsored by Countrywide Pre-Paid Legal Services does. We have what is necessary to help a person look at their complete financial picture. Continue reading

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Our Program Comes to Your Financial Rescue

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You might think that all debt problems arise from plastic but that is not true. Granted, people often create large credit card amounts by spending. However, these are usually controllable. What drives an individual into financial wellness difficulty are sudden expenses. These could be medical bills, having to buy a new car, or sudden family emergency. The situation can get serious quickly.

Debt Management Plans Prevent Panic

Many employees live from paycheck to paycheck. They may be able to just barely get to the end of the month with the budget they have. A sudden financial emergency can turn matters into a train wreck. The person could panic and consider filing for bankruptcy which is not a good idea. Countrywide Pre-Paid Legal Services has a financial wellness program that includes a debt management plan. It is something to be used in extreme cases.
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We Educate People on House Purchases

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It is only natural for a person to dream of buying a house. It is something every consumer would like to have: a place to set down roots and raise a family. Homeownership is not out of the question but for some people it can be a challenging experience. This is particularly true of Millennials who may be buying their first home. There’s so much to go into the decision and financial wellness can be affected. Anyone would be a little bit nervous.

Buying a House Can Be Confusing

The process of buying a house can be an anxiety minefield for the first-time buyer. There are so many options as far as the financing of a home, and the buyer may not be sure what to look out for in the process. What type of advice is honest and which advisers are ethical? A lot goes to a person’s mind and lack of knowledge hurts. Countrywide Pre-Paid Legal Services appreciates the dilemma a person can be in. One of the options in our financial wellness program is a course on how to buy a house. This is the kind of education many people need. Continue reading

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Countrywide Helps You Work with Bureaucrats stockfresh_3232926_woman-shouting-into-smartphone_sizeS-300x226

 

Government provides various services to people. While a few may grumble, it often happens that government assistance solves a problem. The difficulty arises when the average citizen does not quite know how to work with a public agency. There are forms to be filled out, evidence to be provided, statements to be filed, and all other sorts of paperwork. It could be a mountain of forms and very confusing. Group legal plans do not always address the need to work with government. Countrywide Pre-Paid Legal Services, however, recognizes the importance of folks getting the right type of help.

Rules Can Make Things Difficult

Public agencies have rules and regulations which they must follow. This is in addition to legislation that specifically tells what is to be done, what deadlines must be met, and the consequences of not doing an adequate job of filing. It is where many people run into problems. Countrywide Pre-Paid Legal Services wants to provide the best possible help. We included as one of our group legal plan options assistance dealing with government agencies. Continue reading

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The Bills Are Controllable

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Folks need to understand deductibles will renew annually. For example, let us suppose that a person has a deductible of $5000 and a medical procedure consisting of a surgery and physical therapy each costing $5000. Let us also suppose that the surgery is performed in 2017 and the physical therapy is scheduled for 2018. Even though the patient has paid $5000 in 2017, this person will need to pay an additional $5000 out of pocket BEFORE the insurance pay anything. It is because meeting the deductible starts all over again with the new year. This scenario is not fiction; it happens all the time. People run into serious deductible debt when medical procedures span more than one year.

The bills can mount up and the providers expect to be paid. Failure to meet the obligations can result in collection agencies knocking on the door. Employers should help their staff with medical bills. Countrywide Pre-Paid Legal Services has a financial wellness plan that provides needed assistance. Continue reading

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Quality Adds Value to a Group Legal Plan

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Decision-makers can take the opportunity of a new year to insist on better service. Benefits offered to employees should not only solve problems, but provides necessary assistance that makes all the effort convenient for employees. Some group legal plans will stay with the old-fashioned way of doing things. Countrywide Pre-Paid Legal Services strongly feels that it is how we provide help that determines the quality of the benefits we offer.

We Combine Experience with Professional Help

We provide pre-paid legal services for organizations of all sizes, and have done so for the last 30 years. What we offer is a group legal plan benefit which can resolve the issues of many people. These options are what employees need, but, frankly, an organization can expect more and should. Good service is more than a website with a frequently asked questions page, and some pages explaining various benefits. Hard-working people enjoy personal contact with a real professional. They need to have serious questions answered. Continue reading

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Employees generally like the employer-sponsored group health insurance. They appreciate the assistance given with medical expenses, particularly catastrophic bills. Employees grumble, however, about the deductibles. The deductibles in most employer-sponsored group health insurance policies have been rising steadily over the last few years. They’re at a point where the deductible can be a threat to financial wellness.

Deductibles Can Grow Medical Debt

An employee must use all the deductible before the full health benefit can be utilized. It is why those who file for bankruptcy due to medical debt ordinarily have health insurance; the deductible stands in the way of the health benefit. Continue reading

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Our Assistance Makes Dealing with Government Easy

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The government can confuse people. Bureaucracies are both national, state, and local. You may have to deal with one and not the other two or, all three at the same time. The average employee is going to find all this frustrating. Many group legal plans do not bother with helping but Countrywide Pre-Paid Legal Services does. Our group legal plan benefits include assistance with government agencies.

Your tax dollars fund various services through public agencies. These organizations require certain types of information. What can get confusing is what is needed by a federal agency, may be entirely different than what is requested by a local municipality. On top of everything else, some deadlines need to be met. The wrong information will probably result in an application returned to the individual for corrections. It creates an administrative delay that might end up with a missed deadline. Countrywide Pre-Paid Legal Services offer group legal plan benefits for organizations. Our attorneys provide help with those public agencies. Continue reading