Articles Posted in Consumer Transactions

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A warranty is essentially a contract between a consumer and a company. A person buys a warranty with the assumption repair services will be provided if the covered product no longer works. It seems pretty cut and dry, but warranties are not always so straightforward. The devil is in the details.

 

What Do You Know about Warranties?

 

Salespeople will apply some pressure to convince a consumer to purchase a warranty. An individual might buy the contract without considering some important questions.

 

*Do You Know What Is Covered? The warranty will specifically note what is covered. Don’t be surprised if inevitable accidents are not included in the coverage. Parts or labor might only be partially covered or not at all. Continue reading

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Consumer protection is not intended to be a corporate headache. It is a means by which any company, including a service provider, is held accountable for its marketing claims. Promises of high-quality efficiency are used to encourage consumers to purchase goods and services. Consumer protection law guarantees these assurances are kept.

Group legal plans should help with consumer protection. People are often frustrated by inferior products. They are not able to properly file a consumer protection complaint, and this adds fuel to an angry fire. Countrywide Pre-Paid Legal Services wants to help folks with consumer-related issues. We offer consumer protection services as a group legal plan benefit option.

Making the Case

Consumer protection claims require forms to be completed and the right evidence provided. Tantrums will not accomplish anything. Countrywide has a national network of skilled attorneys who practice in the local community. They provide highly professional pre-paid legal services to plan members. Continue reading

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American consumers have a right to good service and top quality. Whatever is purchased should be as it is advertised and offered to the buying public. That doesn’t always happen. Products or services are sometimes less than expected and warranties are not honored. Group legal plans ought to have a benefit that covers consumer protection and warranties. Countrywide Pre-Paid Legal Services offers that option in its group legal plan benefit.

Consumer Protection Goes Beyond a Product

Faulty appliances and cheap quality computers are what most people think about when it comes to consumer protection, but there is more. Consumer protection covers services as well. Improper installation of solar panels or a driveway that isn’t properly paved are topics of a consumer protection complaint. Warranties that deal primarily with repair service and deliver poor or incomplete work are not acceptable.

Consumers can file complaints but there is a reluctance to do this. People don’t want to complete all the paperwork required. When they do, they might forget about collecting needed evidence and this results in an incomplete complaint. Continue reading

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It Helps You Get Necessary Financing

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Allowance and stipend were the primary sources of income for many Millennials in their college years. Everything becomes different when these young people accept their first full-time jobs. There’s a paycheck coming in, considerably larger than the amount of money they used to get, and there’s a feeling of financial importance. It is essential to understand material value, regardless of what a person thinks about property. Financial wellness is influenced by what you know about your money.

It is easy for a person to discover his or her real value with the right tools. Not every benefits vendor has them, but a financial wellness plan sponsored by Countrywide Pre-Paid Legal Services does. We have what is necessary to help a person look at their complete financial picture. Continue reading

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Countrywide Makes the Language Clear 

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Some the largest everyday mysteries are found in legal documents. The language can be extremely vague and complicated for most people, and it makes the ordinary person suspicious. Is it hard to decide whether a contract is going to be in the best interests of the signer. Group legal plans do not always provide service with review of contracts. Fortunately, Countrywide Pre-Paid Legal Services does. We do everything possible to end the mystery.

A Countrywide plan allows a client to take advantage of our nationwide network of attorneys. These are professionals who work with contractual terms every day. The lawyers will review a contract up to six pages in length as well as other legal documents. Continue reading

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You can Manage the Credit Cards with Countrywide Helpcredit-cards-300x200

 

The Christmas holiday season is now over. No doubt, you have probably cleaned up all the mess and the empty boxes have been picked up by the garbage collection. You may be looking back at the holidays as a fun time with your family. That’s nice but there may be something coming ahead that is going to cause problems for your financial wellness. Christmas cheer comes at a price.
Credit Debt Grows

Shoppers use plastic for many purchases and those cards come out during the shopping season of December. Your generosity may be amazing, but the bill is coming. The Grinch didn’t steal Christmas but the charges on the credit cards can rip a hole in your finances. Your January statement may show that you have spent more you needed to, and you are in very serious credit card debt. It is not easy to figure out how to get out of the problem and help may be needed. Countrywide Pre-Paid Legal Services is here to help. We have a financial wellness program that can provide needed assistance. Continue reading

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You Don’t Have to Accept Faulty Merchandisestockfresh_3665498_cost-and-value_sizeS-300x200

 

Your child gets a brand-new toy for Christmas while you get an innovative appliance or perhaps a very interesting computer gaming. It’s all a part of the excitement of Christmas to get something new, and Christmas presents are used quite a bit in the following days. It is when trouble may begin. For no apparent reason, that new gizmo breaks down. You get frustrated and try to find a way to fix things. The present may have a warranty attached to it, and a group legal plan could help you make things right.

They are Guarantees of Repair Service

Warranties are agreements in which a manufacturer guarantees repair work if something breaks down. However, the language of the warranty can be very confusing. Countrywide Pre-Paid Legal Services has a nationwide network of attorneys. One of our fundamental benefit options is help with warranties. Our lawyers know the language and can point out what the manufacturer will and will not do as defined in the warranty. Continue reading

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The Holiday Season is Full of Thievesindex

 

Holiday shopping brings out the best and the worst in people. In this season of giving there’s also some underhanded taking going on. It can be someone standing behind you in line at the point-of-sale. That person is looking over your shoulder and memorizing your credit card number or your debit card number. It doesn’t take much more for that person to hack into your accounts and start doing a little illegal shopping. Group legal plans often provide a base program and nothing else. Countrywide Pre-Paid Legal services is different. We do offer group legal plan benefits, but we also have a means to protect your identity.

Time Helps the Thief

Christmas bills do not show up on credit cards until January. It gives an identity thief plenty of time to make some mischief. This individual can easily max out your credit card with purchases, selling the stuff on eBay or from a car trunk. You don’t know the damage until weeks later. Countrywide Pre-Paid Legal Services offer protection using email alerts. These Internet sent warnings tell an individual that there’s been some unusual activity on the credit card, allowing the owner to take corrective action immediately. These alerts come from the three top credit reporting bureaus and are highly reliable. Continue reading

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Countrywide Offers Proactive Strategies

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College students often live in a ramen noodle atmosphere where money is scarce. It comes as a pleasant shock when the same people land their first real job and start getting paychecks. Flush with cash, they start spending, and the spending can get out-of-control. Reality hits when the six-month grace period ends, and it is time to start paying down the college debt.

Financial wellness can be stressed because spending habits have settled in just as the loan repayment cycles begin. Millennials who have used credit cards in the past to buy groceries are now using them for other purchases, and that simply drives the debt higher. Countrywide Pre-Paid Legal Services wants to help a person get out of what is turning into a financial sinkhole. We have a financial wellness program that can do a lot to correct the situation. Countrywide has a nationwide network of certified financial counselors. These professionals work with plan members to sturdy the boat. A budget analysis is the first part of the service. The results might not be encouraging. Continue reading

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Some of the Special Deals Aren’t That Great

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Black Friday will soon be here, and the Merry mayhem of holiday shopping begins. People love to go out to the stores or go online to buy things at this time of year. The increased sales activity, however, brings with it a challenge. Consumer protection is something people don’t think about until they have to deal with a defective product. A group legal plan which assists in consumer protection activity is providing very worthwhile pre-paid legal services for the holidays.

Product Mistakes Will Happen

Selling defective products is not always intentional. Mistakes happen on the assembly line or in the delivery of goods. Nevertheless, no one needs to deal with a defective product. Some merchants are a little hesitant to reimburse customers. Perhaps it is because the defective product is expensive such as a washing machine or refrigerator. Countrywide Pre-Paid Legal Services appreciates the frustration over defective merchandise in the holiday season. We have been providing group legal plan benefits for organizations since 1987, and consumer protection advice is one of the options we allow. Continue reading