Employee Benefits Category Archives — Page 10 of 16 — Legal Insurance Blog Published by Cherry Hill, New Jersey Legal Insurance Company — Countrywide Pre-Paid Legal Services, Inc.

October 6, 2016

The Emotions Behind a Will

by Len Feltoon

The Emotions Behind a Will

Anger can Change Decisions

Cropped image of hand signing Last Will and Testament document

There is considerable emotion wrapped up in drafting a will, which is perhaps why so many people delay doing it. It is more than just the thought of death. The will means assigning to certain people portions of the estate. This can result in the feeling that you are picking favorites and that doesn’t always sit right. A group legal plan offering will assistance can be crucial

Anger Causes Problems

An individual maybe angry with a family member and not have that person in the will at all. Later on, those feelings of rage are gone but the decision is still on legal paper. A commonly used benefit of a group legal plan is drafting a simple will. Countrywide Pre-Paid Legal Services offers this type of assistance. Continue reading

September 16, 2016

It Takes More Than a Telephone Call

by Len Feltoon

Government Agencies Have Certain Procedures

Public agencies are intended to help people. Tax dollars are spent to make things easier, but bureaucracy can make things tough. Public employees are required to follow certain procedures and various forms need to be completed. It often happens a person just gives up out of frustration. It is not always simple to deal with public agencies, and a group legal plan can help.

August 9, 2016

To Get Out of Debt, You Need a Plan

by Len Feltoon

Being Organized Helps

Debt has a way of creeping up on you. It is something you perhaps do not notice in the beginning, but it could be a steady advance. Car loans, followed by a mortgage, and credit card debt on top of all that will add a lot of ballast to your financial ship. Before the boat sinks, you have to find a way to safeguard your financial wellness. Having a plan is going to be crucial.

August 8, 2016

A Consumer Protection Ally Is a Great Benefit

by Len Feltoon

Legal Help is a Consumer’s Best Friend

Consumer protection laws were not enacted without good reason. The statutes are intended to protect consumers from unethical behavior and shoddy merchandise. It is sad to admit, but there still are dishonest people in business. They take advantage of the buying public in numerous ways. Unethical merchants will rely on the small print or outright exaggerations and lies. Group legal plan services are a means of providing fraudulent behavior in the business world.

July 7, 2016

Millennials in the Workforce

by Len Feltoon

College Debt Weighs Heavy

There is a common understanding that Millennials come into the labor force full of enthusiasm and saddled with college debt. The amounts of money owed are well into the five figures, and in some cases over six figures. These young employees face years of having to pay off their college loans. It is a daunting situation for them to be in. Their financial wellness is a primary concern.

May 12, 2016

The Little Things Mean So Much

by Len Feltoon

Extra Services Complete the Package

There are many vendors who will offer group legal plan benefits for an organization to consider. Many times it is the little things that mean the most. Some qualities of the service which are not fully expected could be the most valuable. Countrywide Pre-Paid Legal Services offers a variety of benefit options. The services, which many people don’t originally look at, add significant value to the group legal plan.

April 1, 2016

The Curse of Credit

by Len Feltoon

We all have to accept the fact our time on earth is limited. There will come a point when our lives end, or we might be in a comatose medical conditions. The final days of a human being can be traumatic for survivors. What can be even more heart rendering is a person who is in the hospital, with no chance of recovery, but life-support systems still going to keep the body alive. Final papers which ought to be drafted include a living will and medical power of attorney. A group legal plan can provide needed support.

March 8, 2016

Budgeting for College Debt

by Len Feltoon

It is not an Impossible Task

A college graduate is more than excited about that first full-time job. It means a large paycheck and more money in the bank account than was ever seen before. All the excitement of being independent makes this person forget a very important point about the college loans. There is a time of grace permitted, but after that regular payments are must be paid on a routine basis. There are serious consequences if the recent college graduate forgets to start paying. There can be penalties involved which cause the loan debt amount to grow. The new employee gets caught off guard, finding that he or she has to suddenly start paying a sizable amount. It could cause a panic that may throw financial wellness into a spin.

February 5, 2016

Helping Millennials Budget

by Len Feltoon

It Is a Service Young Employees Appreciate

The image of millennials as lazy and irresponsible is not accurate. They are for the most part very hardworking and conscientious young people. However, they are not very familiar with handling money. They can run into trouble with credit cards just because of inexperience. It helps if they have access to a financial wellness plan to provide them with guidance.

January 18, 2016

Get the Will Drafted

by Len Feltoon

Procrastination Has Serious Consequences

You’re starting out the new year with any number of resolutions. Some of them are for self-improvement, such as losing weight or perhaps taking a college course. There is one particular activity you should engage in as the year starts. It involves writing a will which is something any group legal plan will help you with.