People hesitate to give up their freedom. They wish to be able to be in charge of their affairs and make their own decisions. That is all very well and good if a person is conscious and has full mental faculties. Unfortunately, emergencies happen that can put a person on life support, or deprive them of the ability to make rational decisions. A medical power of attorney does not surrender you to an unscrupulous person. In fact, it provides some very good protection as anyone with a group legal plan will tell you
Articles Posted in Employee Benefits
Relieving Single Parent Stress
Being a single parent is never easy. This person does the work of two individuals in raising a family. It often happens that a single parent must deal with public agencies. This maybe for matters such as educational assistance for children, special programs, or other forms of aid. The challenge arises when the parent has to face bureaucracy. This can be a confusing and puzzling trip down corridors looking for the right office. Applications have to be done properly. A group legal plan can provide needed help for a hard-working single parent.
The Paperwork Gets Finished
Time is precious when an employee has children and a job to worry about. A single parent has to deal with family matters and can use some assistance. Countrywide Pre-Paid Legal Services is here to be a friend to this individual. We can help relieve some of the stress of having to deal with government agencies. Our network of attorneys has dealt with the public sector in the past. Required paperwork for services can be confusing. A Countrywide lawyer is there to explain what information is needed and help a group legal plan member complete the forms. The legal professional also sees to it that applications are delivered on time. Continue reading
The Problems of Probate
The Mess can be Avoided
You do not need a legal expert to tell you the danger of dying without a will. The world of intestate is one with problems that are as complicated as a jigsaw puzzle, and can take considerable time as a person walks through a labyrinth of probate court procedures. These are situations where a group legal plan can ease the burden. Make no mistake about it, probate problems can be enormous.
Holiday Credit Card Madness
Christmas Shopping can Increase Credit Debt
We are about to enter the most frantic time of the year for consumers. The Christmas shopping season is where most retailers make their annual profit, and the stores will do everything to convince you to buy something. Plastic is the preferred way of shopping for large items. Retailers hope you will use your credit cards because ordinarily you will buy more than if you use cash. It doesn’t take long before someone is driven deep into credit card debt in an effort to be generous at Christmas. It seems to be nice to buy a lot of presents but it can throw your financial wellness right out the window. Continue reading
You Can End Family Budget Woes
It isn’t Difficult When you get Good Advice
Household expenses can make or break the bank in many households. Financial wellness many times is centered on the family budget. It seems to be so basically simple. You see how much gross income you have, compare that against what your expenses are, and decide how much money goes to paying off the various bills. This assumes there are no emergencies and no long-term debts that come in the picture. Things happen, and the unexpected can strain the budget. Moreover, a family sometimes budgets so tightly they cannot respond to sudden developments. What finally happens is the budget is just discarded; it is too difficult to follow. A great service an employer can provide for the workforce is a financial wellness program. This can help employee set up a manageable family budget.
Understanding Expenses
4 Ways to Manage the Credit Card Balance
Many households are scared to death to see the end of the month. It is when the credit card statements arrive and the balances can appear overwhelming. It isn’t necessarily because the family spends on a whim; the interest rates can drive the balances up. It seems that every 30 days the financial wellness of the house is under attack. There is no need to throw up your hands and just declare defeat. There are ways which you can manage those balances and put the plastic cards under control. Continue reading
Credit Card Counseling Must be Ethical
There are Too Many Fraudulent Counselors
Credit card debt can seem like a bottomless pit for many consumers. Those who are in trouble ordinarily want to take responsibility for what they owe but need some help. This is why they go to credit card debt counselors who promise to provide the right assistance. The problem is that some of these debt counselors are really only helping themselves.
Watching the Credit Scores
Platinum Identity Theft Protection Add Security
These are days when a person has to be very careful about identification theft. It can be very easy for hackers and thieves to steal credit card information. The best way to stay secure is to have a group legal plan benefit that allows for daily credit monitoring.
When an identity theft has occurred, the felon moves quickly. He or she will use the credit card to buy a lot of merchandise. You as a consumer might not know about this until you receive your monthly statement. You then have to go through the nightmare of trying to get back your credit integrity. The Platinum ID Protector Plan that Countrywide Pre-Paid Legal Services offers is the best early warning system.
Two Great Legal Benefits Plans
Consumers are justifiably worried about their online security. There have been too many reports of large banks and hospitals having their fire protection walls hacked into and confidential information retrieved. Whenever a person’s financial information is compromised the consequence can be devastating. Credit scores that once were sterling are suddenly destroyed and it takes considerable time to undo the damage. There are group legal plan options that can be looked into, but some of these are not exactly what is desired. It is always good to have choices. Countrywide Pre-Paid Legal Services offers exactly that when it comes to safeguarding Internet identity.
Platinum ID Protector Plan
We Need to Talk
Verbal Communication is Critical in Legal Matters
A group legal plan has to be careful when it tries to cut corners. Any need to economize has to be weighed against the quality of service. The topic of consultations and telephone calls arises from time to time. No plan administrator in their right mind is going to recommend that automated services or FAQ pages take the place of direct conversations with an attorney. However, some plans will limit the number of telephone calls as a means of saving money. That is not a good idea.
The Need for Conversation