Articles Posted in Employee Benefits

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Identity theft is a serious crime and one that is growing each day, but there is a way prepaid legal services can help you. What many people do not realize about this crime is the fact that it doesn’t have to involve anyone in your state. So someone who lives in Atlantic City, New Jersey can actually have their identity stolen by someone who lives across the country. There are dozens of ways it can happen but people do not understand recovering from it is harder than it appears. Let’s say hypothetically you apply for a loan for a new car and it turns out your credit score is terrible and the reason is because someone on the other side of the country has taken out multiple credit cards in your name and charged away. You would probably notify the bank and the authorities so the cards are canceled immediately and your name is absolved of any debt. To most people the matter would be taken care of but legally there are still issues to deal with in order to get approved for that loan. Issues you would need the help of an attorney to take care of and that is where Countrywide Pre-Paid Legal Services can really help.

The advantage of pre-paid legal services to the employer is the fact that these benefits can save an employee a lot of time, time they would have to spend missing work, and a lot of money, but the legal service plans do not cost the company anything. The bill is taken care of by small payroll deductions so the cost of the attorneys is not an issue. The additional advantage to the employee is they can tap into a network of qualified attorneys who know exactly how to handle recovering from identity theft and can get the matter resolved quickly. Because this is a matter handled by an employee benefit, the employee does not have to run out and search everywhere for an affordable but qualified attorney. They have a network available to them at all times with unlimited consultations and face to face meetings. This network of attorneys can handle all types of legal issues, not just identity theft, and they provide a great service to your employees and your company. This is how prepaid legal services can help with the problems created from a crime like identity theft. People do not always understand the true problems this crime can create for them even after the culprit is stopped. For that they need an attorney to assist them in getting their credit score repaired.

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Any strife that employees face is strife that the office will undoubtedly face as well.

When a family member becomes sick, unable to care for themselves, or is facing life-altering decisions, not even the very best employees can hide their struggle. Often, employees will not only be less happy and therefore less productive in the office, but face a paradox -in need of more time off to battle legal woes that are costly. Helping care for family by gaining Power of Attorney rights is common when a family member is facing the aforementioned battles.

When pre-paid legal services are added to benefits packages, a safety net is available to handle Power of Attorney woes for an employee, benefiting the individual themselves and the office environment.

Power of Attorney (or POA) is granted to an “agent” by a “principal”. POA gives the agent the power to make legal decisions for another person -much like a parent does for a child under 18. When a loved one becomes unable to make decisions for themselves regarding their health care and/or finances, granting someone else POA is necessary. This means that an individual should encourage elderly loved ones to cooperate with POA rights, and look into it themselves -who would you want making decisions regarding your life if you were unable to do so?

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Unfortunately, divorce is a common trend in our society but there is a way it can be made easier with prepaid legal services. The fact is, as helpful as many employee benefits are, like health and dental insurance, retirement planning, and others, there will always be a need for legal advice. Many of us have heard that half of marriages end in divorce. Well, that is not true, it was a decade ago but sadly that number has increased and the majority of marriages end in divorce. Another important fact to remember is that divorce is hard on anyone’s life and people tend to carry their personal problems to work each day whether they want to or not.

As a company, you have the opportunity to aide employees during their time of struggle and in a way that will help them pull through this faster. Pre-paid legal services in Philadelphia can save an employee valuable time and money during the divorce process. The way it works is very similar to how health insurance offered by the company would work. When a worker needs legal advice they contact their human resources department or in some cases go directly to the pre-paid legal services to find out their options. The legal service plans offered will cover all types of legal matters through a network of attorneys who have all gone through an extensive credentialing process in order to join this network. With divorce rates higher than ever before and many people facing financial difficulties to begin with, employees cannot sacrifice the time or money that will be needed to find their own attorneys. They will need direct assistance from within their network of employee benefits and that is where pre-paid legal service plans can benefit them.

Countrywide Pre-Paid Legal Services can assist you in offering this service to your employees no matter which city your company is located. We offer our services throughout Pennsylvania at an affordable rate that will benefit employees for years to come. The majority of the time these legal plans are offered on a voluntary basis with the majority, if not the full cost, paid by the employees through payroll deduction. Divorce is hard enough but having to go through it alone will make it even more difficult for an employee and it will carry over into their work almost all the time and that is not something you can afford to have happen.