Articles Posted in Employee Benefits

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Countrywide Does an Efficient Joblastwilltestament-300x200

Sensible people though how critical it is to have a will. It is the main way to prevent hassles in probate court and see to it beneficiaries receive their portion of the state. Many people want to use online will writing services, but that is not a good idea. It is better to use a group legal plan. The online sites appear convenient, but they come with some significant drawbacks. One is the template itself. It might not te right one for the state in which you reside. Countrywide Pre-Paid Legal Services will offer the kind of assistance needed to write a solid will.

There is a More to Writing a Simple Will

A simple will of just a few pages may not seem like a major project. That is not the case at all. There is language that has to be in a simple will to protect beneficiaries and to make certain that an individual’s wishes are carried out. The regulations covering wills are not cast in stone. Laws regarding probate may change, but there’s no guarantee the templates are going to be current. There is the risk of the drafted will be declared invalid. The pre-paid legal services offered by a group legal plan can help write an effective will. Continue reading

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The Help Makes the Bureaucrats Respond

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Right now, is a very stressful time of year for many people. The Internal Revenue Service is expecting paperwork, but it is not the only public agency. As we draw closer to the end of the First Quarter, there will be a need for reports and applications to be filed with the right public office. It can include applications for Medicare, Social Security, assistance for disabled children, and other services. Public employees are committed to helping, but they must have the proper paperwork. A group legal plan that permits assistance with government agencies is a fantastic benefit.

Which is the Right Cubicle?

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It Can Be Manageddebt-on-top-of-man-300x279

March comes in like a lion and out like a lamb. You could almost say the same thing for credit card bills, but many times they only come in like a lion. Whether they go out gently depends on the balances a person already has. It could be a problem for financial wellness. The card companies are very firm about the due dates on balances. The individual must provide the minimum by a specified date at least or face penalties. These can impact on a person’s credit rating, and anyone looking for a car or house might suffer. Credit card debt can get out of hand if there are several cards whose payments are due within a day or so of each other. The cardholder can think all the bills are paid when only one has been. A sense of order must be created. Countrywide Pre-Paid Legal Services is here to bring sanity to financial difficulty.

Counselors are There to Help

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Medical Powers of Attorney Brings Closure

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Limbo is defined as an uncertain time. The decision is being waited on, and everything is in a condition of being unfinished. It is a theological term, but limbo is, in fact, a reality for many people who are in the critical care unit of a hospital. Limbo is a flat line definition of life. Patients who are on life support systems are in a holding pattern. They are neither fully dead or fully alive. A decision is being waited upon; the group legal plan can make things a lot easier for all parties if it includes medical powers of attorney.

The Importance of the Powers

Drafting of medical powers of attorney is a pre-paid legal services option that resolves limbo. It can end a situation where life-support is often the only meaning to the victim of an accident or medical catastrophe. A group legal plan member meets with an attorney to draft the document. In the pages of the medical powers, a person determines what will be done in a catastrophic situation where he or she can no longer communicate. This can include turning off life-support systems. The plan member also can name who will execute the instructions. It ordinarily falls to an individual who is highly trusted in these affairs. Countrywide Pre-Paid Legal Services allows for drafting medical powers of attorney Continue reading

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It is Worth Any Fee

 

People try to maintain control over their expenses. They know how important it is to financial wellness to stay current with all credit card debt and other obligations. Regrettably, this does not always happen. It is more than just the credit cards but also the mortgage, house loan, and perhaps college debt.

A massive flow of paper comes into the house from all directions, and each requires a separate payment. It quickly happens that things get out of control. Countrywide Pre-Paid Legal Services knows of these problems. We have a way of getting out of the swamp. Continue reading

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Countrywide Provides Cyber Help

Everyone has good reason to be concerned about identification security. Hacking occurs on a routine basis, and financial information is compromised. Thieves are more sophisticated, and their use of the information is more than just setting up bogus accounts. Cyber thieves will sell blocks of information to other parties, and it allows for even greater abuse of information. More than a basic group legal plan is needed to protect people from this activity.

The Extent of the Damage

The personal information which can be hacked and stolen is extensive. It includes the following:

  • Income and employee ID numbers;
  • Social Security number;
  • Credit card numbers as well as debit card and bank account numbers;
  • Personal information is taken such as address and phone numbers.

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Millennials Need Helphand-world-300x300

 

The financial wellness of recent graduates is now a national concern. Young people are saddled with debt in the five and six figures. The college debt crisis not a good situation but the problem is going to be addressed, now the election is over. There will be a lot of possibilities discussed in 2017.

A Number of Possibilities

Income-driven repayment is one possibility, and there is talk of capping repayment at around 12.5% of a graduate’s discretionary income. The possibility of forgiveness happening in 15 years, instead of 20 is also being considered. Colleges are going to be asked to help and loan default will impact the ability for these schools to participate in individual government programs. Continue reading

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Debt Can Be Successfully Managedempty-wallet-300x200

Financial debt puts a heavy cross on a person’s shoulders. The mental and emotional distress of massive bills will occupy a person’s mind during the working hours. This could be a problem for management. Deadlines are tight, and people need to focus on the important issues. Decision-makers know that they need to remove any obstacles in the way of productivity.  A financial wellness program will provide great assistance. Countrywide Pre-Paid Legal Services is here to help management.

Countrywide operates a nationwide network of certified counselors who deal with personal budget problems. These people will work with a financial wellness plan member to straighten up a mess. Budget analysis is the first thing that is conducted; then the counselor works with the plan member to develop a sound strategy of financial responsibility. Continue reading

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There is More to Service Than a Web Page2-phones-and-a-guy-300x199

A goal of employee benefits is to solve problems. Challenges and issues are arising in a person’s life, and the right benefits will provide answers and solutions. A group legal plan is committed to helping solve legal conundrums. It takes more than just a website, however. Legal issues can stress anybody. There are contracts, simple wills, and problems with government agencies which can give people severe headaches. Pre-paid legal services must do more than providing an FAQ page or an answer box. Communication is critical, and it should be in more than one medium. Countrywide Pre-Paid Legal Services has thirty years of experience in designing and administering legal plans. We know the importance of good communications when it comes to benefits.

Legal issues are very personal and developing rapport between attorney and plan member is essential. Countrywide has a nationwide network of attorneys who are chosen for personal skills as well as professional expertise. The ability to interact with plan members is We provide the means with which they can establish communication with individuals. Continue reading

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Needed Government Help Can Be Accessedimmigration-doors-300x288

Many foreigners are in this country legally despite whatever the blogs say. They are here on work visas or other forms of legal entry to the country. These people are living in a foreign land now dealing with a different culture and most importantly, a different set of rules. They will need help from time to time with public agencies and a group legal plan will help.

The support might not always be related to immigration issues. Special-needs children may need certain types of education, there may be a need for aid in housing, and other assistance may also be required for the family. An immigrant does not always know what to do. Many times, public agencies have very strict deadlines that must be bad. Excellent pre-paid legal services allow for help with government bodies Countrywide Pre-Paid Legal Services offers such assistance. Continue reading