Articles Posted in Group Legal plans

stockfresh_181218_last-will-and-testament_sizeS_72a2cb-300x225It is a given that the last will is the cornerstone of estate planning. A person’s estate is in some legal jeopardy without that document. Unfortunately, some folks do not want to think about death, and the last will is the last item on their bucket list. It is a bad mistake. Those who die without a will leave their estate, including personal property, real estate, personal investments, and bank accounts in the dark realm known as intestate. That is no walk in a flower garden.

Intestacy Law and the Probate Court Continue reading

stockfresh_6387113_gavel-and-stethoscope-on-table_sizeS-300x200A living will is not the same as the last will, although it is sensible to any financial planning. Living wills are the directives you provide to family and healthcare providers should you become unresponsive. The contents of this document mold critical health care decisions, and care needs to be used in preparing one.

Terms and Conditions Continue reading

stockfresh_1627257_estate-planning-word-cloud-concept_sizeS-300x300It is essential to provide employees with the type of benefits they can use. These services cannot just gather dust on a shelf but must be available to assist with everyday problems. For example, legal advice is something that employees can use. It doesn’t mean that employees are involved in complicated lawsuits. Instead, there are common concerns people need to address, and group legal plans can help. An example is the drafting of a simple will.

 

Thinking About the Future

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stockfresh_260360_read-the-fine-print_sizeS-200x300Employee well-being has become a primary issue in the employee benefits arena. Workers want more than the standard group health and life insurance plans. MetLife’s 2020 Employee Benefits Trends Study discovered that whenever employers provide benefits that support the well-being of their associates, that organization is rewarded with better productivity and engagement. The same study showed that 82% of respondents indicated that legal services were either a nice to have or must have employee benefit. Group legal plans are now essential, and an employee wants assistance with issues such as reviewing legal documents. Countrywide Pre-Paid Legal Services offer legal document review as one of the benefits options in the group legal plan benefit. Continue reading

stockfresh_7255035_consumer-protection_sizeS-300x150The Internet has changed the marketplace, and cyberspace continually challenges consumers to seek protection from fraud and other unethical activity. There is no question that Internet-based scams are different from the traditional crimes that justify consumer protection laws. Buyers must beware of what is going on in the ether without their knowledge.

There are Retail Protections for the Online Consumer

The greatest threat to consumers on the web centers on private information. A negative option offers a free service or product to an online consumer, but credit or debit card information is requested when the consumer registers online. The vendor uses that information to enroll the consumer in a membership program and immediately sends monthly bills. Likewise, a data pass will happen when an online consumer buys something from a merchant. The payment is processed by an independent third party, who then sells the consumer’s personal information. Continue reading

stockfresh_4514580_referrals-3d-words-connected-arrows-new-customers-word-of-mouth_sizeS-300x300Countrywide Pre-Paid Legal Services goes the distance to guarantee that plan members receive the very best services available. We are proud of the fact that we respond quickly and effectively to any problem that a clients employee might have. We must admit, however, that there are limitations to what we can do.

Our nationwide network of attorneys deal with common problems that group legal plan members face. Our legal professionals, located in every community where there is a Countrywide client organization, do their best but there are some parts of the law that can be unfamiliar ground. Continue reading

sad-dollar-300x129It’s easy to be cynical about the government if all you hear are the screw-ups that happen. Yet, despite what skeptical folks may say, the government on all levels provides needed services on a routine basis to millions of people. These include medical support, education benefits, help with housing, transportation, and even food delivery. Public agencies exist to serve you, and not everyone realizes that.

Where Do You Think You Are Going? Continue reading

stockfresh_3279849_costs-benefits_sizeS_e3a3fc-300x200Group legal plans promote their pre-paid legal services as much as possible. The types of assistance, such as writing simple wills or helping with warranties, are given considerable attention as the plan administrators seek to impress prospective clients. As a result, there is a lot of talk, but that may be a severe problem.

Effective communication is essential in any employee benefit plan. However, there is more than talking and simply hearing causes problems and rarely provides solutions. There are some common communication mistakes to avoid. Continue reading

lastwilltestament-300x200COVID-19 has been compared to the Black Death of the Middle Ages. Stories of healthy people suddenly becoming ill and the fear of getting sick while doing everyday activities seem to have a parallel with tales of long ago. Fortunately, what is happening now is nowhere near as drastic, but people are beginning to show risky behaviors that are alarming.

I Will Take My Chances Continue reading

stockfresh_1627257_estate-planning-word-cloud-concept_sizeS-300x300Family members should not be enemies or rivals. Blood is thicker than water, and people connected by family ties should not compete. That makes sense, but sometimes kin are not always friendly. This is the case with the estate of a deceased loved one.

Estates can bring out the worst in people. Greed can run riot as cousins and nieces bicker over pieces of furniture or plots of property none of them may have ever seen. The tragedy is the tale of hurt feelings, and things said that will not be forgiven. A simple will that expressly spells out who will get what prevents a lot of grief. Group legal plans will offer drafting of simple wills as a benefit option. Countrywide Pre-Paid Legal Services will create simple wills with a little bit extra. Continue reading