Articles Posted in Group Legal plans

A new employee benefit is only as good as its services. Employees appreciate the additional perk, but positive feelings will fade if a plan member must do all the work. It is essential to ask a vendor about the primary benefits and what other services are offered to enhance a plan member’s experience.

Countrywide Help

Countrywide Pre-Paid Legal Services has been providing a group legal plan benefit since 1987 for all kinds of organizations. Our nationwide network of attorneys will draft a will, advise on working with government agencies, and give consumer protection advice. These services are not delivered in chat rooms. Continue reading

They are the old war horses of the organization. Employees who are in their fifties or older, and who have been reliable and productive for years, deserve respect and a little bit more. These veterans of countless staff meetings require some help with legal issues.

Guarding the Estate

Older employees  are not suing people or going before the bench for other reasons. They are having some issues dealing with all the paperwork that comes with advancing age.

Many worry about what they will leave behind. Dying without a will tosses an estate into probate court. Everything will go slower than cold molasses and it may be months or years before everything gets settled. Beneficiaries are forced to wait but drafting a simple will can speed things up. Continue reading

Nobody likes to think of it, but devastating accidents can happen. These will come unannounced and wreak havoc on the unprepared. The medical emergency might leave the victim unresponsive.

Wishes Ignored

It is not true that everyone wants the same medical treatment. Patients who embrace different lifestyles might not want to be given certain medications. Religious backgrounds can persuade someone else that they must follow specific rules for health care. The desires of the patient, unfortunately, might be ignored. Healthcare providers are ethically charged to keep a patient alive. These caregivers will follow standard procedures unless they are told otherwise. Someone who is in a coma cannot communicate treatment requirements. A living will make decisions more straightforward, but not all group legal plans provide them. Countrywide Pre-paid Legal Services writes living wills as a group legal plan service. Continue reading

We want to think that everyone is honest and ethical. It is sad, but that is not always the case. Some are quite willing to take advantage of unsuspecting consumers.

Warranties might not be honored and purchased products can have serious flaws. Landlords might be using outdated rental leases or even documents that are not valid (e.g., using a New Jersey rental lease for an apartment in New York). It is not always surprising that unscrupulous people get away with these frauds. Continue reading

People get a bit nervous about the subject of a last will and testament. It centers on death and no one has control over when that will happen. However, everyone does have the opportunity to make choices when a simple will has been drafted. You get to decide who gets what from your estate.

Drafting a simple will drafting a simple is a pre-paid legal services benefit group legal plans will provide. An obvious benefit is the ability to name beneficiaries. But there is more a person can do with a simple will.

• Disinherit People a person can expressly name those who are to receive nothing from the estate.

• Make Donations and Gifts.

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Identity theft is a fact of life in our society. Firewalls have been breached and security systems compromised in all industries, especially finance and retail. Periodically changing passwords and upgrading the security helps, but cyber theft continues. The pandemic has added a new wrinkle to the emergency.  

More employees are working from home. Corporate security systems are more advanced than the home variety, and while doing business, a remote worker may accidentally let in a virus that can harm the computer. The results are devastating.

An employee’s confidential and financial data might be compromised. Bank accounts could be wiped out through bogus electronic transfers. Credit card accounts might be maxed out or new ones created and plundered. Hard-working employees should be protected from these assaults. Countrywide Pre-Paid Legal Services has credit monitoring and identity theft benefits in addition to group legal plans. Continue reading

Changes in the workplace were going on before the pandemic. A greater concern for employees and the need for emotional intelligence are becoming more essential as organizations adapt to a new normal. It is all for the better, but changes must have value to be accepted.

Additional benefits are standard ways to improve employee morale. The best ones will increase retention, encourage greater loyalty, and foster productivity. Management must decide what the employees want and need to get the desired full value from any employee benefit. Group legal plans do both.

Granting Employee Wishes.  Continue reading

Death might come in a flash or months. A cardiac arrest may leave a person in a vegetative state. That is a personal disaster, but a much more significant problem will affect loved ones.

No Communication

People must communicate their wishes to a hospital or healthcare facility. There may be treatments a person objects to, and these must be avoided. Conversely, a patient might want the procedure performed. Hospitals must keep unless healthcare providers are told to turn off life support systems, the machines keep running. That will cause a second disaster.

We must accept a tech reality: hacking is not going away. It is a multi-billion-dollar industry that has many players, and some might be your neighbors.

Hacking and identity theft uses all kinds of tools. It can be as simple as someone looking over your shoulder at the debit machine and memorizing your PINs. It can be as sophisticated as scaling the security walls of a Fortune 500 company. This, by the way, has happened more than once. Everyone is vulnerable. Continue reading

Family security should be there long after you are gone. Finances are a significant issue, and immediate access to an estate is essential. That economic priority is why group legal plans offer a chance to have a simple will drafted.

You Can Avoid the Estate Chaos

A simple will is no more than six pages long and having one is a mighty benefit for your loved ones. A will does more than distribute the money and furniture. A will can stipulate who will take care of your small children and the charities that will get a donation from your estate. This will make distribution faster and beneficiary debts like college tuition can be paid right away. Continue reading