Articles Posted in Group Legal plans

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Suffering From Debt with a Victim Crying Male

You cannot blame anyone for feeling anxious about debt. The great recession has made many people very sensitive about money. Financial wellness can be endangered by too much debt and that causes a lot of worry. Forward thinking organizations must address this worry and help relieve it.

People ordinarily budget for routine expenses but sometimes events happen unexpectedly. It could be a medical bill or notification that the student grace period has ended. That can toss a budget into a world spin. One can accidently forget to pay the credit card bill on time. That results in penalties. Consumers can get bewildered and this does not help maintain financial wellness.

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Countrywide service makes us one of the best group legal plans vendors. Nevertheless, we know our pre-paid legal services do not cover all legal situations.

American law has many specialty areas. Domestic, adoption, marine and intellectual property are examples. Plan members might have issues beyond the ordinary and need special assistance. Unlike some vendors, Countrywide Pre-Paid Legal Services will not hesitate to make referrals if it is necessary. Outside counsel can be called in on special cases. The cost can be considerable and these attorneys command higher than normal fees, but we help our plan members. Countrywide wants this service to be affordable and fee reductions are a part of any referral. Continue reading

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Data breaches are becoming analogous with armed robbery in our society. Hackers can scale security walls of major retail companies. Best Buy is only the latest retail chain to have its data security compromised. Kmart, Saks Fifth Avenue, and Panera Bread have all experienced data theft.

The greatest danger is the volume. Thousands of people are getting their personal financial information compromised. Hackers have become more sophisticated in an industry which is now worldwide. They do more than just set up bogus credit card accounts; they sell batches of data to other criminal organizations. They, in turn, maximize the losses. It is becoming easy for felons to invade credit card and bank accounts.

Countrywide Pre-Paid Legal Services offers group legal plan benefits to organizations, but we do more than that. We also provide identity theft and credit monitoring plans that employers should consider. The financial wellness and safety of their employees may depend upon it. Continue reading

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Hand writing Benefits with blue marker on transparent wipe board.

Working with a government agency can be frustrating. There are a number of rules and regulations which need following and a failure to cross all the Ts and.all the I s can end up with a rejected request. Furthermore, agencies have rules mandating compliance or penalties are imposed. It becomes a serious headache.

Group legal plans should be able to help. Countrywide Pre-Paid Legal Services provides the kind of support that helps in dealing with bureaucrats.

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At the heart of all group legal plans are the attorneys providing service. These are legal experts who ought to be very conversant in the law, both national and local. Countrywide Pre-Paid Legal Services understands the importance of having good attorneys to aid our group legal plan members.

The Lawyers Must Have Extensive Knowledge

A Countrywide attorney must be able to manage several options. That individual must write simple wills, offer advice on consumer protection, give guidance on how to deal with a government agency and other matters as well. The Countrywide attorney is in the community and must be familiar with local statutes and regulations. It is because an individual may need certain kinds of advice. Continue reading

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Contracts are a mystery to many people. These are pages of paper with language that ordinarily is not used that spells out obligations and consequences. It can drive a person crazy trying to understand any of the sentences.

The same is true for credit card agreements and that gets a little bit dangerous. People get credit cards and don’t understand the agreements surrounding the use of the plastic. It doesn’t take long for a person to get into the penalty clause area, something they don’t fully understand, and get into serious financial difficulty. Group legal plans should have some way to help people with the legal papers. Countrywide Pre-Paid Legal Services does assist. We help group legal plan members understand those documents they are about to sign.
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It is almost ironic how a person’s financial wellness is affected by health. What appears to be a robust bank account, full of savings, can be depleted by one hospital bill. It can come as a shock.

People take for granted that their medical coverage will take care of much of their bill and that is often true. Nevertheless, there is deductible, and deductible amounts have risen steadily over the last few years.  Domestic accounts can go into a tailspin due to a medical procedure or therapy. Countrywide Pre-Paid Legal Services understands the threat that medical bills have to the health of a person’s finances. We have a program intended to provide necessary advice.

Any correspondence from a health insurance company can frighten a person. An Explanation Of Benefits (EOB) is not a bill but some people think it is. Reading causes a certain amount of worry until the individual finally calms down. The anxiety is the result of not having enough information Continue reading

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You are reading this on an Internet webpage. It didn’t take much effort to look up this Internet site and you didn’t have to go rummaging through a library. Cyberspace is a great place to get information and find services that you need. We should advise you, however, that you may know a lot about the convenience, but you need to also know the possible faults on the web.

Some websites offer the possibility of creating your own will. Who needs a lawyer and all the expenses when you can fill in the spaces and get a legal document just by printing it? There is a problem with this, however. Continue reading

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Let’s face it, social media is a blessing and a curse. The platforms allow us to access a world of opportunity and knowledge. They also invite us to increase our debt, by making it easy to purchase items that we may not necessarily need.

The same is true for plastic. Credit and debit cards permit us to go around without having a lot of cash in our wallets. Retailers know that people who shop with plastic will buy a little bit more and they encourage the use. These bills are in addition to traditional debt such as mortgages and car loans. It comes as no surprise that financial wellness comes under threat from these conveniences. It does not take long before somebody is drowning in a sea of red ink. Continue reading

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Protect Financial Wellness with Medical Powers of Attorney

The Right Decisions Are Made by the Right Person

Achieving financial wellness is more than investing in stocks and bonds. It also means making sure there are no obstacles to financial assets, including a person’s estate. Medical powers of attorney might not seem like an essential group legal plan benefit, but it is. It prevents an emergency from becoming a disaster.

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