What is Consumer Protection?
At its basic level, consumer protection is about ensuring that businesses are honest and fair when dealing with consumers. This includes ensuring that companies provide accurate information about their products and services, live up to their promises, and treat consumers fairly. In other words, businesses should refrain from taking advantage of consumers.
Why is Consumer Protection Important?
When someone is diagnosed with a terminal illness, their loved ones are often left to make difficult decisions about their care. A living will provides guidance for these decisions and helps to ensure that medical treatment preferences are carried out. The living will allows families to make it through challenging and stressful times.
What It is and What It Does
A living will is a pre-paid legal services benefit many group legal plans offer. It is also known as an advance directive, and it specifies a person’s wishes regarding medical treatment if a person cannot communicate them to a healthcare provider because of an accident or terminal illness. Continue reading
Employers should encourage employees to have their legal documents reviewed by an attorney. This is a cost-effective way to ensure that employees know their rights and responsibilities. The documents most commonly examined are wills, powers of attorney, and healthcare proxies. Having these essential documents in proper order can help reduce stress for the employees and their families in the event of an unexpected death or illness.
1. The Importance of Reviewing Legal Documents
It is vital to review legal documents carefully before signing them. This is because once a document is signed, it becomes a binding contract. This means that both parties are legally obligated to uphold their respective obligations under the contract. If either party fails to do so, the other party may sue them. Continue reading
Inheriting a loved one’s estate can be a complex and emotional process, made even more complicated when the deceased does not have a will. This situation is known as intestate succession, which can create challenges for the person overseeing the estate. If you find yourself in this position, you should know a few things.
The first thing to understand is that, without a will, the state in which the deceased lived will dictate how the estate is divided. This can often lead to situations where the deceased’s wishes are not honored and loved ones may end up with nothing or less than they expected.
Group legal plans offer a variety of services to clients and their employees. Sometimes, these benefits are helpful, but unfortunately, there are situations where the services come up short. The difficulty lies in needing more help. The secondary benefits inherent in a group legal plan add superior quality to good assistance. Such additional aid is not window dressing; it gives substance to the employee’s benefit.
Providing a Comprehensive Benefit Continue reading
Warranties are intended to help consumers. These are agreements where repairs are covered for a certain amount of time. Warranties ordinarily cover big-ticket items such as washing machines. Automobile warranties are offered at the time of purchase, and a buyer is encouraged to consider purchasing one for their new car. These can cost thousands of dollars, and the buyer must be careful. A warranty is not always what it appears to be.
A warranty is ordinarily suggested at the end of the sales transaction. That person might be agreeing to an auto service contract without realizing it.
So, What is the Difference? Continue reading
Thieves are not stupid. They are clever scoundrels who want your financial records, your cash, or both. They can be ingenious little devils.
One trick a thief will use involves the U.S. Post Office. A blue postal drop box is designed to receive a lot of mail and it is a target. A felon will use a handheld vacuum cleaner to take out the mail. After that, the villain will go through the mail and take advantage of any personal financial material, including checks and credit card numbers. Victims will not know until they receive their monthly statements that they been robbed. That person’s financial accounts and moved on by then. Continue reading
Many organizations offer a retirement planning benefit. It is a good idea, and older employees appreciate having it. A comprehensive retirement program is the best way to go. A quality plus retirement planning benefit would include living wills.
No one enjoys thinking about death, but a final illness or terminal emergency can happen. An unresponsive victim might be put on life support, prolonging dying for months. Delaying the inevitable might not be what a person wants. It is therefore essential to tell health care providers what to do. Continue reading
Consumer protection is a government service that covers more than faulty products. Misleading advertising, unfair pricing, and vague refund policies are also covered. It is all intended to safeguard a consumer from unethical practices. It is a great benefit, but consumer protection can be confusing.
The Basics of Consumer Protection
There are eight basic consumer rights under American law: Continue reading
Young employees ordinarily are not too interested in writing a will. That is something for older folks to do and those in their twenties feel they have a lot of living ahead of them. We understand that, but we must remind people that while they may be young, they may have small children, and those little tykes need protection.
Troubles Boil under the Surface
Disaster can strike without warning. It can be an automobile accident or a fatal heart attack. Whatever it is, children whose parents die intestate, meaning without a will, are in for some challenging times. Continue reading
Published By Countrywide Pre-Paid Legal Services, Inc.