Articles Posted in Group Legal plans

stockfresh_5987416_customer-relationship_sizeS-300x200There needs to be more to an employee benefit than a statement of good intentions. There must be a noticeable quality to whatever service is provided to employees, or else the time, money, and effort expended on the benefit are wasted.

 

The vendor must provide how superior quality is assured in the benefit. There ought to be tools the service provider can readily use to provide the very best. Group legal plans may or may not be able to give the best to their clients. The primary reason is that there are insufficient tools. Continue reading

stockfresh_5472698_hand-signing-last-will-and-testament-document_sizeS-300x200It should be on every person’s bucket list, but a will is ordinarily the last thing considered. It is a tough assignment because it causes people to recognize their mortality. Nevertheless, a will is a document that has its advantages.

It is a principle of financial planning that experts strongly recommend to everyone, regardless of age. Young people, especially those with small children, should look at what they will do to protect minors. Older people have better control over how their final estate is divided. The benefits cannot be denied. Continue reading

vacation-rental-home-warranty-300x300-300x300There is no question that merchants love warranties. They are the little extra that is added to the sale of a product and increases the profit derived from the original purchase. There is nothing wrong with warranties if you know what you are getting into. Unfortunately, many consumers do not. That can cause some rough problems.

Many warranties are a piece of paper with lots of words on them. In a rush, buyers do not have the time to read every sentence, and they agree to one based on what the sales representative is saying. A smart person is going to investigate that warranty before agreeing to anything. Some questions need answering.

  1. What is the length of the warranty?

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stockfresh_6779024_person-hand-over-social-security-disability-claim-form_sizeS-300x200Many people get upset with government agencies. Whenever help is needed, there is some excuse not to give it. The delays and red tape make people give up on applying for government help.

That is not the best idea. There are services available from Social Security or the Veterans Administration that will make life easier. Family members who need special assistance, such as health aides or tutors, are worth going the extra mile for anybody. There are ways to work with government agencies that do not require elaborate strategies. Here are some thoughts. Continue reading

stockfresh_4514580_referrals-3d-words-connected-arrows-new-customers-word-of-mouth_sizeS-300x300Countrywide Pre-Paid Legal Services is proud of the assistance we give the employees of our client organizations. Our nationwide network of attorneys offers help in resolving common legal issues that people encounter, and these legal experts always show an elevated level of emotional intelligence and empathy. However, we do admit there are times when a plan member’s needs go beyond what we can do for them.

 

Some areas of the law, such as immigration, adoption, or personal injury, require specialized attention. Attorneys proficient in various legal niches spent considerable time learning the nuances of their specialties. As a result, they often charge higher fees. Countrywide will not hesitate to refer a plan member outside our network if the need arises. Continue reading

stockfresh_5987416_customer-relationship_sizeS-300x200We readily admit that legal services can be a fleet of paper sailing on an ocean of ink. There are so many written documents that it almost appears that every issue has its library. It is all important, but there is something more critical to high-quality legal services. That is communication.

It Moves Things Along

Group legal plans will promote their services and the Internet connections. It is great to have websites and important to have FAQ pages, but there is more to good pre-paid legal services. Many people are intimidated by the law. What makes sense to an attorney on a website can baffle an average employee. There must be more to communication than templates. Continue reading

stockfresh_1627257_estate-planning-word-cloud-concept_sizeS-300x300We understand why people hesitate to draft a final will. It is not easy to put it on the bucket list when there are bills to pay and kids to raise. Nevertheless, this is an essential document.

Lawyers Are Essential

A simple will does not have to be a chore. Six pages of text are sufficient for most people. We do not recommend the simple will as a DIY project, however. The legal language used in the document is very precise, and mistakes will lead to heartaches and headaches. Continue reading

stockfresh_6779024_person-hand-over-social-security-disability-claim-form_sizeS-300x200Libertarians can say all they want, but the government is necessary for everyday life. There are services that public agencies provide, such as Medicare, transportation services, special tutors, and other forms of assistance to make life easier for many people. There is a high level of frustration with government agencies, however. Too many people are convinced that public employees are just bureaucrats in very comfortable jobs who do not care about anything. The stressful situations folks have with government agencies can be made easier with some outside help.

So, what is the Problem?

There are some common areas of anxiety when dealing with government. Continue reading

stockfresh_2662466_last-will-and-testament-concept-of-estate-planning_sizeS_124228-300x196Death and taxes are the only things we can be assured will happen. Drawing up the last will is low on the bucket list for many young people, but it should not be. You never know what the future will hold, and if you have a young family, your children must be taken care of by a sensible guardian.

If you think all you need to do is write something down on paper, forget it! You must specify some items in the last will, and the wording must be accurate. There are some things that any sensible person should keep in mind when it comes to preparing life’s final document. Continue reading

stockfresh_2064336_identity-theft-word-cloud-concept_sizeS-300x300Remote work is now a part of the American work environment. Increasingly more companies are allowing their employees to work from home and many people enjoy the change of scenery. Employees feel that this is a way to enable them to be more productive. Computer hackers think the same way.

A Genuine Danger

Employees who work from home and use their own computers are at serious risk. Hackers will use the email for phishing expeditions and include malware as attachments. Unfortunate, many of these cyber thieves have been able to break into the computers of remote workers. Continue reading