Articles Posted in Group Legal Services

stockfresh_3266726_benefits-concept_sizeS_39f284-300x200Changes in the workplace were going on before the pandemic. A greater concern for employees and the need for emotional intelligence are becoming more essential as organizations adapt to a new normal. It is all for the better, but changes must have value to be accepted.

Additional benefits are standard ways to improve employee morale. The best ones will increase retention, encourage greater loyalty, and foster productivity. Management must decide what the employees want and need to get the desired full value from any employee benefit. Group legal plans do both.

Granting Employee Wishes.  Continue reading

stockfresh_3279849_costs-benefits_sizeS_e3a3fc-300x200Death might come in a flash or months. A cardiac arrest may leave a person in a vegetative state. That is a personal disaster, but a much more significant problem will affect loved ones.

No Communication

People must communicate their wishes to a hospital or healthcare facility. There may be treatments a person objects to, and these must be avoided. Conversely, a patient might want the procedure performed. Hospitals must keep unless healthcare providers are told to turn off life support systems, the machines keep running. That will cause a second disaster.

stockfresh_2064336_identity-theft-word-cloud-concept_sizeS-300x300We must accept a tech reality: hacking is not going away. It is a multi-billion-dollar industry that has many players, and some might be your neighbors.

Hacking and identity theft uses all kinds of tools. It can be as simple as someone looking over your shoulder at the debit machine and memorizing your PINs. It can be as sophisticated as scaling the security walls of a Fortune 500 company. This, by the way, has happened more than once. Everyone is vulnerable. Continue reading

lastwilltestament-300x200Family security should be there long after you are gone. Finances are a significant issue, and immediate access to an estate is essential. That economic priority is why group legal plans offer a chance to have a simple will drafted.

You Can Avoid the Estate Chaos

A simple will is no more than six pages long and having one is a mighty benefit for your loved ones. A will does more than distribute the money and furniture. A will can stipulate who will take care of your small children and the charities that will get a donation from your estate. This will make distribution faster and beneficiary debts like college tuition can be paid right away. Continue reading

fine-print-200x300Society has an orderly process that legal documents help manage. Leases, warranties, and licenses are all papers that guide daily living. Trouble can arise when documents are misunderstood. Many group legal plans provide services for reviewing legal documents. It is an essential pre-paid legal services benefit for many reasons.

Spotting Invalid Papers

Some landlords want to avoid having to pay legal fees. Instead of paying a lawyer to draft a lease, these property owners will use a copy of an existing lease. The problem is that it may be an out-of-state document that is invalid. The lease might also insist the signer waive certain rights that the state guarantees (E. G. Arbitration clauses that are inconsistent with the state’s tenant/landlord laws). An experienced lawyer will quickly discover such issues by doing a legal document review. Continue reading

stockfresh_2553181_consumer-protection-concept_sizeS-300x219Warranties help people with repair costs. These expenses can be significant if the damaged product is a washing machine or automobile. Many will purchase more when they buy a big-ticket item to help pay for repair costs.

Things might be going wrong with that major Christmas present. The buyer may be having some trouble understanding the warranty. Group legal plans will sometimes have a benefit option that includes warranty help. Countrywide Pre-Paid Legal Services offers that kind of assistance.

Read the Warranty! Continue reading

stockfresh_3433722_man-and-woman-signing-contract-paper_sizeS-e1578694746271-300x183People will sometimes think that legal services are all about jury trials. Although courtroom dramas are entertaining, most legal work is not performed in the courtroom. Instead, it is the processing of paperwork and the advice which is given by skilled professionals.

 

Paper abounds in the legal world. Titles deeds, wills, and notifications are significant. Group legal plans give services that might appear minor but have a considerable impact. It is indeed the small things that count in any group legal plan benefits. Continue reading

stockfresh_2662466_last-will-and-testament-concept-of-estate-planning_sizeS_124228-300x196Employees have a bucket list of resolutions they want to achieve. Many objectives are matters which have been delayed, and now people are intent on getting stuff done. Financial planning is an important topic of the annual to-do list.

Financial planners have many ideas and suggestions their clients can use. Retirement is something employees over 40 are concerned about. Professionals recommend part of a retirement plan should be drafting a will, something many group legal plans are glad to do. Employers help an individual prepare for those golden years by offering a group legal plan. Countrywide Pre-Paid Legal Services provides this benefit, and it includes a simple will option.

Avoiding Probate Hell

stockfresh_132711_senior-couple-meeting-with-agent_sizeS-300x201Change is coming for better or worse; public agencies may start the year with new guidelines and procedures. These developments can be a big hassle for employees and a challenge for some group legal plans.

Mistakes Can Happen

Government employees are not trying to act mysterious. They need to apply regulations that were not on the books in 2020 but are there now. People can make mistakes and that includes ordinary citizens. Continue reading

 

stockfresh_6387113_gavel-and-stethoscope-on-table_sizeS-300x200Employees care about their loved ones. They want them to be happy and financially safe. People will have last wills prepared to assure their family benefits from the estate. There is another type of will that is essential for protecting survivors: the living will, and group legal plans offer this as a benefit option.

 

Calamity Strikes Hard

 

Accidents are often unexpected. Heart attack or industrial accident can do more than render a victim helpless. The incident might leave a person comatose. That victim cannot communicate with anyone. It often happens that he or she is placed on a life-support system and remains unresponsive. That is when the real tragedy is played out. Continue reading