Articles Posted in Group Legal Services

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Group legal plans assist with routine legal issues. Countrywide Pre-Paid Legal Services is no exception and we are proud of the benefit options we provide. However, there are services we do not routinely offer. We will provide referrals in those cases.

The Law Is Diverse

Writing wills and helping with consumer protection are among the benefits our nationwide network of attorneys gives. Jurisprudence has many specialized areas such as adoption, divorce, and immigration. A group legal plan member may be better served by an attorney who concentrates on a specialized area. Continue reading

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Holiday shopping is beginning to ramp up. Retail makes its profits between Black Friday and New Year’s Eve and stores aggressively push their products. Sometimes, though not often, the goods are defective. People discover the problem after a few days of use. It will cause frustration and anger since no one wants shoddy merchandise. Group legal plans should offer consumer protection services. Countrywide Pre-Paid Legal Services has such assistance available.

Consumer Protection Can Be Aggravating

Not everyone is going to file a complaint. Small purchases are ordinarily not worth the time and trouble. However, appliances such as washing machines, which cost hundreds of dollars, should not be defective. The same is true for laptops and computer tablets. A consumer has every right to expect quality and file a consumer protection complaint if the product is defective.

Filing a consumer complaint can be a hassle. It can be more than completing the form. There is a need for evidence and documents to support the grievance. Consumers don’t always know the process. Countrywide group legal plan members can have access to a pre-paid legal services option that helps. Continue reading

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The end of the year is the time for making healthy resolutions. People will resolve to lose weight, eat sensibly, and get more exercise. There are two resolutions that are overlooked many times and they are very important: drafting a living will and medical powers of attorney.

The Need Is Great

Accidents and medical emergencies happen without warning. The victim may be unconscious and unable to communicate. It causes considerable anxiety. Healthcare providers do not know the victim’s wishes.

Consequently, they are required to activate life-support and keep the person alive indefinitely. Family members must endure the agony of seeing a loved one lying in the bed with no chance of recovery. Group legal plans should have an option including living wills and medical powers of attorney. Countrywide Pre-Paid Legal Services has this benefit. Continue reading

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Black Friday is the start of the holiday shopping season. People will be flocking to the malls and others will be clicking away on Amazon and other shopping platforms for presents. The retail industry depends on Christmas sales for annual profits and will offer almost anything to the buying public. Some of those gifts, however, are expensive and might get broken. Shoppers will look for ways to repair any damage and consider buying warranties.  The best group legal plans will help members with warranty and consumer protection plan to help those people avoid buying bad warranties.

The Details Hide a Trap

Warranties are promises of help when a product needs repair. A consumer can expect some or all the repair work expenses to be covered. Some warranties cost just a few dollars and others, especially those for automobiles or major appliances, can cost a few hundred dollars. Salespeople will promote warranties to buyers. The sale is easy profit because most purchasers will not use their warranties.

People will buy warranties and not realize what they are purchasing. The language in the document expressly states when the warranty can be used and for what kind of repairs. A person gets a nasty surprise when he or she discovers only certain parts can be used for repairs. A group legal plan should provide some form of assistance in dealing with warranties and consumer protection. Countrywide Pre-Paid Legal Services has such a benefit. Continue reading

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Taxpayers have a right to service and public agencies must provide it. Problems will surface in the administrative details. Forms, applications, proof of evidence and bureaucratic restrictions can all frustrate a person’s effort to get help. Group legal plans ought to provide help with government agencies. Countrywide Pre-Paid Legal Services has this benefit option.

Help with Local Public Agencies

People ordinarily will not deal with federal agencies; local government is the main contact. The public employees working at the commissions or agencies follow strict rules. All paperwork must be correct and complete.

Deadlines may be part of the administrative work. An incomplete form or lack of the required information will invalidate an application, causing the individual to miss a deadline. Most citizens don’t know all the requirements to get service and they become frustrated. Countrywide Pre-Paid Legal Services has a national network of attorneys. These legal experts practice locally and contacting one is easy for a plan member. Continue reading

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Intestate is not a pretty sight. Financial planners will warn their clients to avoid it and take necessary precautions. It can cause a high level of stress and anxiety for families.

The Dark Halls of Probate

Intestate is the term applied to estates where there is no existing last will. A person passes away without a document specifying how his or her estate will be dispersed. There is no executor. This situation results in the probate court naming an administrator over the estate. That individual will report directly to the court. This causes lengthy delays in the final distribution of assets. Group legal plans offer simple will drafting as a benefit. Countrywide Pre-Paid Legal Services has such a service.

The Basics of a Simple Will

A simple will names an executor and provides instructions on how to divide an estate among the survivors. Countrywide has this option for any group legal plan. A simple will is no more than six pages long and it is enough for most people. Our nationwide network of attorneys can write a simple will that meets all legal requirements. Continue reading

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Facebook was successfully hacked a few weeks ago. An estimated 50 million subscribers had their accounts compromised while Facebook continues to upgrade its security. It is disturbing this social media platform was broken into by cyber thieves. People are still getting over the shock.

Employers should not ignore the risk caused by hackers. Anyone who uses social media for purchases can be in trouble. Employees who are compromised must rebuild their credit ratings and restore personal finances. The process can take weeks. The crime does affect productivity because of the distraction. Anything to help a person avoid hacker calamity is appreciated. Group legal plans don’t always help. Countrywide Pre-Paid Legal Services has a benefit to protect an individual from Internet vandalism.

Information Will Help

Cyber thieves rely on time. They believe that once they have hacked credit card information, they have several weeks before the victim knows what occurred. It gives these felons an opportunity to either max out the credit card or sell the information to someone else. The person hacked doesn’t know what happened until the credit card bill shows up. Continue reading

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Group legal plans are on the bucket list of many organizations. Millennials express a sincere interest in this benefit and financial health is becoming very important to ordinary employees. Countrywide Pre-Paid Legal Services respectfully asks you to consider our group legal plan benefits. We believe we offer significant value.

It Is Not a Courtroom Drama

Television will make anyone think legal assistance essentially deals with court cases. That is not true. Most pre-paid legal services involve matters that rarely go before a judge. Paperwork is the primary activity. Drafting simple wills or composing medical powers of attorney are group legal plan benefits that our attorneys are offering to help plan members. Other services such as help with public agencies and consumer protection complaints depend on the legal expertise of the attorney.

Countrywide has a nationwide network of attorneys. The pre-paid legal services they provide are standard legal benefits with the Countrywide difference. Continue reading

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Legal documents make for tough reading. The sentence structures are intended to define what is required by law or what is expected of other parties; none of it is meant to entertain. It can be a headache trying to understand the simplest paragraphs. Not all group legal plans address this problem, but Countrywide Pre-Paid Legal Services does. One of our group legal plan options is the review of contracts and other legal documents.

Some of These Document Reviews Are Ordinary

Legal documents are not just for major occasions. Some of them are used in ordinary transactions and people don’t always realize that. For example, the lease you sign for an apartment is a legal document. It has certain requirements and what the consequences are if the lease is not respected. Even though it is purchased as a product, a warranty is a legal document. A consumer must be careful when it comes to legal documents, because the terms are binding. It is always a good idea to have an attorney review one.

The Countrywide lawyers will do that as a pre-paid legal services benefit. We have a nationwide network of highly professional attorneys who will look at the legal documents a plan member wants to have reviewed. It is always a good idea to request this review prior to signing it and schedule an appointment with a Countrywide attorney. The lawyer checks the language and notes the obligation requirements for all parties involved. Experience with all types of contracts enables the Countrywide professional to point out various problems and warn of any written dangers. Continue reading

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Catastrophe occurs in seconds. It might be an industrial accident, a traffic mishap, or a cardiac arrest which sends a person into the dark. An unresponsive patient may still be alive and on life support in a state of near death that can last for months or even years. It is important for group legal plans to provide a means to prevent a tragedy. Countrywide Pre-Paid Legal Services has a benefit option that helps avoid indecision.

The Importance of the Living Will and Medical Powers of Attorney

Our group legal plan can offer a living will and medical powers of attorney as well. Both will alleviate the medical limbo a life support circumstance may cause. The living will includes instructions on what procedures to use in the event of a plan member becoming comatose. The living will also might specify those actions which are not to be used and when life support must end.

Medical powers of attorney will go a step further. Some decisions go beyond what a living will specifies. This pre-paid legal services option permits a plan member to appoint someone who will make necessary decisions on behalf of the patient. Directing that the life support system be turned off is the toughest decision, without a doubt. Medical powers of attorney take that away from family members and gives it to the appointed decision-maker. It spares the loved ones all the anguish of requesting what they know will be the end of a dear one’s life. Continue reading